Superintendencia de Bancos y de Otras Instituciones Financieras Intendencia de Seguros SUMAS ASEGURADAS TODAS LAS COMPAÑIAS DE SEGUROS AL 31 DE DICIEMBRE DEL 2025 (MILES DE CÓRDOBAS) RAMOS AMERICA LAFISE INISER ASSA MAPFRE|NICARAGUA TOTAL MERCADO DE SEGUROS MONTO % MONTO % MONTO % MONTO % MONTO % MONTO % I.-    SEGUROS DE PERSONAS 471,949,062.30 50.24% 132,162,773.50 27.26% 105,801,591.70 22.49% 69,765,161.60 13.35% 81,781,943.50 30.72% 861,460,532.60 32.10%        1.-   Seguros de Vida 89,108,938.70 9.49% 124,728,081.10 25.73% 55,254,676.50 11.75% 56,580,689.40 10.83% 53,449,869.50 20.08% 379,122,255.20 14.13%        2.-   Accidentes 68,085,233.90 7.25% 7,429,253.70 1.53% 33,504,365.70 7.12% 8,841,433.90 1.69% 10,871,606.00 4.08% 128,731,893.20 4.80%        3.-   Salud 314,541,203.90 33.48% - - 8,194,711.20 1.74% 4,319,745.20 0.83% 16,038,804.20 6.03% 343,094,464.50 12.79%        4.-   Seguros Previsionales Rentas - - - - - - - - - - - -        5.-   Micro Seguros de Personas 213,685.80 0.02% 5,438.70 0.00% 8,847,838.30 1.88% 23,293.10 0.00% 1,421,663.80 0.53% 10,511,919.70 0.39% II.-  SEGUROS PATRIMONIALES 464,418,863.70 49.44% 351,963,799.70 72.60% 364,020,403.80 77.38% 452,581,200.40 86.59% 180,544,157.20 67.82% 1,813,528,424.80 67.58%       1.-   INCENDIO Y LINEAS ALIADAS 284,507,651.70 30.29% 114,532,816.50 23.62% 196,926,245.20 41.86% 344,517,184.20 65.92% 70,914,450.80 26.64% 1,011,398,348.40 37.69%       2.-   AUTOMOVIL 62,277,124.90 6.63% 49,128,401.60 10.13% 30,596,280.80 6.50% 15,851,265.30 3.03% 13,023,229.20 4.89% 170,876,301.80 6.37%              2.1   Automóvil 62,277,124.90 6.63% 49,128,401.60 10.13% 30,596,280.80 6.50% 15,851,265.30 3.03% 13,023,229.20 4.89% 170,876,301.80 6.37%              2.2   Responsabilidad Civil de Licencia Ordinaria - - - - - - - - - - - -       3.-   MISCELANEOS 5,631,606.00 0.60% 18,718,145.60 3.86% 2,728,693.70 0.58% 2,166,356.70 0.41% 48,501,696.50 18.22% 77,746,498.50 2.90%       4.-   INGENIERIA 15,574,708.20 1.66% 37,966,438.50 7.83% 16,279,572.40 3.46% 12,634,124.80 2.42% 15,462,288.60 5.81% 97,917,132.50 3.65%       5.-   TRANSPORTE 8,382,681.20 0.89% 1,661,812.10 0.34% 1,346,500.50 0.29% 14,490,649.10 2.77% 253,550.00 0.10% 26,135,192.90 0.97%       6.-   AGROPECUARIO - - - - 4,557,892.70 0.97% - - - - 4,557,892.70 0.17%       7.-   SEGURO BANCARIO 1,208,601.90 0.13% 37,933,808.10 7.82% 23,128,245.50 4.92% 915,607.50 0.18% - - 63,186,263.00 2.35%       8.-   CREDITO - - - - - - - - 4,993,488.90 1.88% 4,993,488.90 0.19%       9.-   RESPONSABILIDAD CIVIL - - 5,417,357.00 1.12% 6,375,907.30 1.36% 46,145,891.20 8.83% 5,152,431.80 1.94% 63,091,587.30 2.35%      10.-  FIDELIDAD COMPRENSIVA 1,197,980.90 0.13% 247,667.40 0.05% 268,728.30 0.06% 3,751,020.50 0.72% 31,020.80 0.01% 5,496,417.90 0.20%      11.-  POLIZAS DE ASISTENCIA  - - - - - - - - - - - -      12.-  SEGUROS DE TITULO DE PROPIEDAD - - - - - - - - - - - -      13.-  DESEMPLEO - - - - 4,801,812.00 1.02% - - - - 4,801,812.00 0.18%      14.-  OBLIGATORIOS 85,638,509.10 9.12% 86,357,352.70 17.81% 77,010,525.50 16.37% 12,109,101.10 2.32% 22,212,000.70 8.34% 283,327,489.10 10.56%      15.-  MICROSEGUROS PATRIMONIALES - - - - - - - - - - - - III.-  FIANZAS 3,062,068.20 0.33% 686,599.90 0.14% 608,839.00 0.13% 314,143.00 0.06% 3,870,214.20 1.45% 8,541,864.30 0.32%        1.-  Fianzas 3,062,068.20 0.33% 686,599.90 0.14% 608,839.00 0.13% 314,143.00 0.06% 3,870,214.20 1.45% 8,541,864.30 0.32%        2.-  Micro Fianzas - - - - - - - - - - - - TOTAL GENERAL 939,429,994.30 100.00% 484,813,173.10 100.00% 470,430,834.50 100.00% 522,660,505.00 100.00% 266,196,314.90 100.00% 2,683,530,821.80 100.00%   PARTICIPACION POR COMPAÑIA 35.01% 18.07% 17.53% 19.48% 9.92% 100% FUENTE COMPAÑIA DE SEGUROS Las pequeñas diferencias que se presentan son por redondeo de cifras Tipo de Cambio al 31/12/2025:  36.6243