| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,903,367.57 | 2,194,848.63 | 2,746,878.74 | 4,286,133.45 | 1,429,003.54 | 17,560,231.93 | | Efectivo y Equivalente al Efectivo | 158,644.93 | 187,536.28 | 28,033.59 | 47,864.30 | 106,520.50 | 528,599.61 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 67,348.36 | 0.00 | 0.00 | 0.00 | 67,348.36 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,919,181.52 | 839,322.42 | 1,498,920.01 | 3,236,714.46 | 1,036,888.99 | 12,531,027.41 | | Inversiones a costo amortizado | 5,235,877.89 | 835,242.89 | 1,456,081.24 | 3,094,155.88 | 1,036,888.99 | 11,658,246.89 | | Cartera de Creditos, Neta | 683,303.64 | 4,079.53 | 42,838.77 | 142,558.58 | 0.00 | 872,780.52 | | Primas por Cobrar (neto) | 499,185.60 | 482,724.34 | 469,597.37 | 662,085.44 | 195,846.08 | 2,309,438.82 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 117,324.07 | 288,861.02 | 321,784.02 | 150,517.23 | 8,538.71 | 887,025.06 | | Otras cuentas por cobrar | 36,852.06 | 6,127.09 | 23,479.55 | 23,250.81 | 9,917.54 | 99,627.05 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 1,535.43 | 13,568.07 | 0.00 | 15,103.50 | | Activo material | 118,719.48 | 211,275.66 | 167,551.08 | 9,337.04 | 5,064.59 | 511,947.84 | | Activo intangible | 7,157.08 | 20,983.93 | 17,885.66 | 2,687.17 | 3,438.78 | 52,152.63 | | Activo fiscales | 3,400.69 | 139.89 | 64,387.22 | 50,954.40 | 26,371.06 | 145,253.25 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 13,172.45 | 5,621.72 | 18,794.17 | | Otros activos | 42,902.13 | 90,529.65 | 153,704.82 | 75,982.08 | 30,795.56 | 393,914.24 | | | | | | | | | PASIVOS | 3,134,206.51 | 1,600,415.94 | 1,763,277.22 | 2,589,263.23 | 1,060,194.36 | 10,147,357.26 | | Reservas tecnicas | 2,568,528.72 | 923,260.14 | 997,338.71 | 1,692,081.20 | 552,394.22 | 6,733,602.99 | | Reservas de Riesgo en Curso | 620,911.59 | 87,276.81 | 321,897.09 | 782,913.74 | 198,335.20 | 2,011,334.43 | | Reserva Matematica | 585,825.46 | 46,163.07 | 5,944.05 | 48,441.26 | 3,594.82 | 689,968.65 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 175,537.23 | 0.00 | 0.00 | 175,537.23 | | Reservas para siniestros pendientes de liquidación y/o pago | 458,766.31 | 204,507.03 | 292,963.48 | 303,036.22 | 58,166.14 | 1,317,439.19 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 23,002.67 | 10,225.35 | 14,647.61 | 15,151.87 | 2,908.31 | 65,935.80 | | Reservas de Contingencia | 108,779.39 | 418,571.33 | 51,356.92 | 109,185.45 | 194,348.70 | 882,241.80 | | Reservas para Riesgos Catastróficos | 771,243.30 | 156,516.55 | 134,992.33 | 433,352.67 | 95,041.06 | 1,591,145.90 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 113,229.54 | 302,850.01 | 298,753.08 | 190,949.00 | 70,495.27 | 976,276.90 | | Obligaciones por operaciones de seguro y fianzas | 264,604.30 | 142,300.87 | 125,354.62 | 182,326.82 | 314,209.79 | 1,028,796.40 | | Primas en deposito | 3,861.32 | 62,274.47 | 8,559.87 | 57,895.02 | 8,070.24 | 140,660.92 | | Deposito en garantia por fianzas expedidas | 167,973.24 | 47,505.03 | 69,138.82 | 67,458.92 | 284,985.68 | 637,061.68 | | Acreedores por Primas a devolver | 37,695.51 | 2,918.16 | 0.00 | 13.44 | 0.00 | 40,627.11 | | Comisiones a intermediarios de seguros | 55,074.24 | 29,603.21 | 47,655.94 | 56,959.44 | 21,153.86 | 210,446.68 | | Pasivos financieros a costo amortizado | 0.00 | 0.00 | 0.00 | 244,423.29 | 0.00 | 244,423.29 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 0.00 | 0.00 | 244,423.29 | 0.00 | 244,423.29 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 57,162.85 | 159,961.98 | 119,399.71 | 139,234.52 | 46,856.82 | 522,615.88 | | Provisiones Laborales | 60,273.74 | 25,783.29 | 57,370.17 | 60,481.34 | 30,914.76 | 234,823.29 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 70,407.36 | 46,259.66 | 165,060.94 | 79,767.06 | 45,323.50 | 406,818.51 | | | | | | | | | PATRIMONIO | 3,769,161.06 | 594,432.69 | 983,601.52 | 1,696,870.22 | 368,809.18 | 7,412,874.67 | | Fondos propios | 3,728,039.10 | 576,062.99 | 948,089.11 | 1,697,556.75 | 368,809.18 | 7,318,557.13 | | Capital social pagado | 438,418.39 | 154,256.38 | 410,399.20 | 449,823.00 | 151,267.00 | 1,604,163.97 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 205,470.88 | 127,424.12 | 192,572.45 | 312,259.28 | 63,693.93 | 901,420.67 | | Resultados acumulados | 2,730,691.71 | 249,649.29 | 208,603.60 | 788,819.59 | 111,337.35 | 4,089,101.54 | | Resultados del ejercicio | 353,458.12 | 44,733.21 | 136,513.86 | 146,654.51 | 42,510.90 | 723,870.59 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -686.52 | 0.00 | -686.52 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,903,367.57 | 2,194,848.63 | 2,746,878.74 | 4,286,133.45 | 1,429,003.54 | 17,560,231.93 | | | | | | | | | Cuentas de orden | 641,428,305.84 | 803,811,888.97 | 1,387,047,711.42 | 520,335,835.57 | 362,084,329.94 | 3,714,708,071.74 | | Responsabilidades en vigor | 447,445,683.35 | 426,304,462.45 | 763,086,513.09 | 382,723,464.73 | 221,015,265.68 | 2,240,575,389.30 | | Riesgos cedidos en reaseguro | 186,540,173.96 | 375,930,788.59 | 618,700,059.71 | 135,714,743.78 | 135,705,690.28 | 1,452,591,456.32 | | Responsabilidad por fianzas otorgadas | 630,320.44 | 380,922.35 | 1,437,777.60 | 525,317.66 | 2,322,312.09 | 5,296,650.15 | | Afianzamiento y reafianzamiento cedido | 507,504.87 | 306,042.43 | 899,788.57 | 0.00 | 1,974,102.95 | 3,687,438.81 | | Garantias y contragarantias recibidas | 1,967,887.10 | 884,546.07 | 2,789,719.16 | 886,679.71 | 1,028,820.18 | 7,557,652.22 | | Documentos y valores en custodia | 4,042,741.17 | 0.00 | 0.00 | 0.00 | 0.00 | 4,042,741.17 | | Primas por cobrar retiradas del activo | 0.00 | 72.72 | 0.00 | 1,630.78 | 0.00 | 1,703.51 | | Cuentas de registro diversas | 293,994.94 | 5,054.36 | 133,853.28 | 483,998.90 | 38,138.77 | 955,040.26 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2024 C$ 36.6243 X US$ 1.00 | |
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