| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,717,808.31 | 2,312,325.53 | 2,717,241.72 | 4,786,649.09 | 1,392,812.22 | 17,926,836.88 | | Efectivo y Equivalente al Efectivo | 127,712.23 | 118,945.54 | 66,032.41 | 77,038.11 | 130,383.09 | 520,111.38 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 66,973.94 | 0.00 | 0.00 | 0.00 | 66,973.94 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,925,385.55 | 832,014.81 | 1,488,776.20 | 3,584,833.27 | 988,563.29 | 12,819,573.12 | | Inversiones a costo amortizado | 5,262,763.52 | 828,116.24 | 1,442,529.14 | 3,439,780.08 | 988,563.29 | 11,961,752.26 | | Cartera de Creditos, Neta | 662,622.04 | 3,898.57 | 46,247.07 | 145,053.19 | 0.00 | 857,820.86 | | Primas por Cobrar (neto) | 368,539.04 | 629,114.98 | 507,175.59 | 756,835.25 | 212,272.39 | 2,473,937.25 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 117,548.68 | 358,794.36 | 262,973.83 | 145,898.86 | 13,350.99 | 898,566.71 | | Otras cuentas por cobrar | 32,217.94 | 2,752.68 | 21,107.89 | 22,288.00 | 8,931.43 | 87,297.93 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 1,535.43 | 13,568.07 | 0.00 | 15,103.50 | | Activo material | 116,480.60 | 209,416.40 | 169,477.99 | 9,516.55 | 5,237.35 | 510,128.89 | | Activo intangible | 7,571.22 | 21,729.63 | 18,835.53 | 2,356.43 | 3,733.10 | 54,225.91 | | Activo fiscales | 3,486.29 | 0.00 | 44,089.31 | 32,141.70 | 17,023.30 | 96,740.61 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 15,799.54 | 5,708.68 | 21,508.22 | | Otros activos | 18,866.77 | 72,583.20 | 137,237.54 | 126,373.30 | 7,608.61 | 362,669.41 | | | | | | | | | PASIVOS | 3,101,356.78 | 1,730,412.37 | 1,670,410.12 | 2,751,485.89 | 1,031,744.22 | 10,285,409.38 | | Reservas tecnicas | 2,569,614.33 | 984,890.46 | 908,037.78 | 1,646,342.64 | 529,090.01 | 6,637,975.21 | | Reservas de Riesgo en Curso | 598,636.70 | 86,814.06 | 337,966.11 | 761,207.67 | 190,557.64 | 1,975,182.19 | | Reserva Matematica | 579,534.53 | 44,336.85 | 5,691.88 | 47,281.99 | 3,378.01 | 680,223.26 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 171,143.29 | 0.00 | 0.00 | 171,143.29 | | Reservas para siniestros pendientes de liquidación y/o pago | 495,928.75 | 273,233.14 | 198,371.82 | 297,384.16 | 51,564.51 | 1,316,482.37 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 24,846.93 | 13,661.66 | 9,918.18 | 14,869.26 | 2,578.23 | 65,874.26 | | Reservas de Contingencia | 106,217.97 | 412,956.72 | 51,966.23 | 100,365.49 | 186,415.36 | 857,921.77 | | Reservas para Riesgos Catastróficos | 764,449.43 | 153,888.04 | 132,980.28 | 425,234.07 | 94,596.27 | 1,571,148.08 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 79,578.48 | 346,211.90 | 300,961.50 | 337,356.69 | 74,247.58 | 1,138,356.15 | | Obligaciones por operaciones de seguro y fianzas | 268,202.55 | 167,061.78 | 116,956.97 | 162,722.64 | 313,478.68 | 1,028,422.61 | | Primas en deposito | 2,637.06 | 78,665.41 | 9,238.94 | 38,989.46 | 8,071.93 | 137,602.80 | | Deposito en garantia por fianzas expedidas | 182,048.06 | 49,357.13 | 61,741.67 | 66,941.59 | 284,766.09 | 644,854.54 | | Acreedores por Primas a devolver | 39,547.89 | 2,514.35 | 0.00 | 3.12 | 0.00 | 42,065.37 | | Comisiones a intermediarios de seguros | 43,969.54 | 36,524.88 | 45,976.36 | 56,788.46 | 20,640.66 | 203,899.91 | | Pasivos financieros a costo amortizado | 0.00 | 0.00 | 54,937.98 | 322,924.12 | 0.00 | 377,862.11 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 54,937.98 | 0.00 | 0.00 | 54,937.98 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 0.00 | 0.00 | 322,924.12 | 0.00 | 322,924.12 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 44,166.31 | 166,348.73 | 119,934.67 | 133,220.01 | 44,565.50 | 508,235.21 | | Provisiones Laborales | 56,962.32 | 22,265.07 | 53,033.22 | 59,188.30 | 28,144.51 | 219,593.42 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 82,832.79 | 43,634.45 | 116,548.00 | 89,731.49 | 42,217.94 | 374,964.67 | | | | | | | | | PATRIMONIO | 3,616,451.53 | 581,913.16 | 1,046,831.60 | 2,035,163.20 | 361,068.00 | 7,641,427.50 | | Fondos propios | 3,575,329.58 | 563,543.46 | 1,011,319.19 | 2,035,849.72 | 361,068.00 | 7,547,109.96 | | Capital social pagado | 438,418.39 | 154,256.38 | 410,399.20 | 449,823.00 | 151,267.00 | 1,604,163.97 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 205,470.88 | 127,424.12 | 192,572.45 | 312,259.28 | 63,693.93 | 901,420.67 | | Resultados acumulados | 2,730,691.71 | 249,649.29 | 316,887.49 | 1,170,909.11 | 111,337.35 | 4,579,474.95 | | Resultados del ejercicio | 200,748.60 | 32,213.68 | 91,460.04 | 102,857.96 | 34,769.72 | 462,050.00 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -686.52 | 0.00 | -686.52 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,717,808.31 | 2,312,325.53 | 2,717,241.72 | 4,786,649.09 | 1,392,812.22 | 17,926,836.88 | | | | | | | | | Cuentas de orden | 655,457,724.91 | 767,811,418.53 | 1,359,231,941.79 | 533,444,444.24 | 343,400,066.78 | 3,659,345,596.25 | | Responsabilidades en vigor | 452,706,201.71 | 407,607,256.53 | 751,477,933.94 | 390,927,370.47 | 211,356,008.63 | 2,214,074,771.28 | | Riesgos cedidos en reaseguro | 195,242,016.64 | 358,550,729.53 | 602,320,976.66 | 140,833,208.97 | 126,595,459.20 | 1,423,542,391.00 | | Responsabilidad por fianzas otorgadas | 650,417.58 | 375,143.42 | 1,600,366.07 | 474,725.19 | 2,399,981.86 | 5,500,634.13 | | Afianzamiento y reafianzamiento cedido | 527,795.86 | 301,997.18 | 1,101,312.96 | 0.00 | 2,022,588.26 | 3,953,694.26 | | Garantias y contragarantias recibidas | 1,968,156.70 | 972,150.20 | 2,531,734.21 | 842,226.68 | 977,378.39 | 7,291,646.18 | | Documentos y valores en custodia | 4,064,022.71 | 0.00 | 0.00 | 0.00 | 0.00 | 4,064,022.71 | | Primas por cobrar retiradas del activo | 0.00 | 72.72 | 0.00 | 1,630.78 | 0.00 | 1,703.51 | | Cuentas de registro diversas | 299,113.70 | 4,068.95 | 199,617.94 | 365,282.15 | 48,650.43 | 916,733.18 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE JUNIO DE 2024 C$ 36.6243 X US$ 1.00 | |
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