| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,426,411.27 | 2,284,791.03 | 2,675,228.52 | 4,171,367.62 | 1,235,342.38 | 16,793,140.81 | | Efectivo y Equivalente al Efectivo | 166,274.42 | 43,947.96 | 125,931.74 | 74,157.22 | 116,444.46 | 526,755.80 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 64,532.53 | 0.00 | 0.00 | 0.00 | 64,532.53 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,596,305.46 | 1,013,203.24 | 1,436,634.58 | 3,279,693.74 | 905,759.60 | 12,231,596.62 | | Inversiones a costo amortizado | 4,988,289.38 | 1,007,888.36 | 1,383,469.81 | 3,128,621.45 | 905,759.60 | 11,414,028.59 | | Cartera de Creditos, Neta | 608,016.08 | 5,314.88 | 53,164.77 | 151,072.30 | 0.00 | 817,568.03 | | Primas por Cobrar (neto) | 391,247.61 | 479,075.81 | 497,934.10 | 521,565.28 | 139,999.42 | 2,029,822.22 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 89,727.46 | 366,247.48 | 190,678.82 | 135,816.50 | 9,686.26 | 792,156.52 | | Otras cuentas por cobrar | 44,408.89 | 2,778.67 | 18,368.80 | 23,359.41 | 10,599.66 | 99,515.43 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 601.63 | 0.00 | 0.00 | 601.63 | | Participaciones en acciones | 0.00 | 0.00 | 3,902.61 | 13,556.63 | 0.00 | 17,459.24 | | Activo material | 96,488.46 | 210,499.31 | 164,822.91 | 9,426.67 | 2,067.53 | 483,304.88 | | Activo intangible | 8,537.55 | 19,661.57 | 5,680.85 | 5,198.69 | 4,488.78 | 43,567.45 | | Activo fiscales | 2,058.99 | 0.00 | 71,770.29 | 53,136.71 | 21,750.31 | 148,716.29 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 15,570.17 | 0.00 | 15,570.17 | | Otros activos | 31,362.43 | 84,844.46 | 158,902.18 | 39,886.60 | 24,546.36 | 339,542.03 | | | | | | | | | PASIVOS | 3,042,497.98 | 1,619,485.30 | 1,744,545.08 | 2,261,322.31 | 905,461.34 | 9,573,312.01 | | Reservas tecnicas | 2,447,153.97 | 995,840.33 | 955,981.02 | 1,448,327.43 | 488,385.34 | 6,335,688.09 | | Reservas de Riesgo en Curso | 572,195.18 | 86,444.80 | 394,937.12 | 693,813.67 | 175,969.52 | 1,923,360.28 | | Reserva Matematica | 577,695.69 | 45,110.36 | 5,038.87 | 38,966.91 | 3,073.90 | 669,885.73 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 203,317.62 | 0.00 | 0.00 | 203,317.62 | | Reservas para siniestros pendientes de liquidación y/o pago | 416,344.49 | 313,707.80 | 162,630.31 | 211,170.77 | 40,876.27 | 1,144,729.64 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 20,810.77 | 15,685.39 | 8,098.93 | 10,558.58 | 2,043.81 | 57,197.48 | | Reservas de Contingencia | 106,486.10 | 388,970.37 | 54,219.29 | 92,100.89 | 176,999.41 | 818,776.06 | | Reservas para Riesgos Catastróficos | 753,621.75 | 145,921.60 | 127,738.89 | 401,716.61 | 89,422.43 | 1,518,421.27 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 142,154.29 | 263,766.07 | 370,958.85 | 133,370.03 | 39,145.64 | 949,394.89 | | Obligaciones por operaciones de seguro y fianzas | 271,064.31 | 120,118.23 | 111,100.55 | 148,344.24 | 261,816.76 | 912,444.10 | | Primas en deposito | 4,448.59 | 40,100.38 | 8,514.69 | 31,025.08 | 6,676.85 | 90,765.59 | | Deposito en garantia por fianzas expedidas | 175,275.19 | 50,396.74 | 49,930.83 | 67,284.70 | 238,520.60 | 581,408.06 | | Acreedores por Primas a devolver | 44,378.11 | 1,956.08 | 0.00 | 24.24 | 0.00 | 46,358.44 | | Comisiones a intermediarios de seguros | 46,962.43 | 27,665.02 | 52,655.03 | 50,010.23 | 16,619.31 | 193,912.01 | | Pasivos financieros a costo amortizado | 0.00 | 10,175.14 | 0.00 | 267,401.97 | 0.00 | 277,577.11 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 10,175.14 | 0.00 | 267,401.97 | 0.00 | 277,577.11 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 42,180.31 | 163,101.83 | 163,835.44 | 122,728.94 | 38,041.48 | 529,888.00 | | Provisiones Laborales | 61,326.13 | 17,375.29 | 57,548.82 | 60,172.34 | 28,292.54 | 224,715.12 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 78,618.96 | 49,108.41 | 85,120.39 | 80,977.36 | 49,779.57 | 343,604.70 | | | | | | | | | PATRIMONIO | 3,383,913.29 | 665,305.73 | 930,683.44 | 1,910,045.31 | 329,881.04 | 7,219,828.81 | | Fondos propios | 3,342,791.34 | 646,936.03 | 895,171.03 | 1,910,503.09 | 329,881.04 | 7,125,282.53 | | Capital social pagado | 301,437.80 | 154,256.38 | 265,000.00 | 449,823.00 | 151,267.00 | 1,321,784.18 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 290,218.68 | 122,388.97 | 167,301.40 | 284,868.90 | 58,638.65 | 923,416.60 | | Resultados acumulados | 2,434,705.91 | 338,009.73 | 346,367.28 | 1,015,696.90 | 100,690.78 | 4,235,470.61 | | Resultados del ejercicio | 316,428.94 | 32,280.96 | 116,502.35 | 160,113.92 | 19,284.60 | 644,610.78 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -457.79 | 0.00 | -457.79 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,426,411.27 | 2,284,791.03 | 2,675,228.52 | 4,171,367.62 | 1,235,342.38 | 16,793,140.81 | | | | | | | | | Cuentas de orden | 619,741,571.00 | 964,049,062.78 | 1,366,230,523.94 | 485,849,577.43 | 348,013,425.26 | 3,783,884,160.40 | | Responsabilidades en vigor | 428,305,169.20 | 504,784,445.40 | 765,009,335.40 | 351,028,755.74 | 219,125,890.67 | 2,268,253,596.42 | | Riesgos cedidos en reaseguro | 184,447,217.25 | 457,006,039.84 | 595,777,156.02 | 132,885,077.12 | 123,764,509.76 | 1,493,879,999.99 | | Responsabilidad por fianzas otorgadas | 698,968.62 | 568,080.43 | 1,731,017.90 | 494,288.22 | 2,155,578.73 | 5,647,933.89 | | Afianzamiento y reafianzamiento cedido | 578,037.89 | 498,496.76 | 1,260,943.63 | 0.00 | 1,794,198.10 | 4,131,676.37 | | Garantias y contragarantias recibidas | 1,966,583.59 | 1,185,428.09 | 2,323,996.42 | 833,082.38 | 1,156,456.65 | 7,465,547.13 | | Documentos y valores en custodia | 3,470,585.50 | 0.00 | 0.00 | 0.00 | 0.00 | 3,470,585.50 | | Primas por cobrar retiradas del activo | 0.00 | 72.66 | 0.00 | 1,629.41 | 0.00 | 1,702.07 | | Cuentas de registro diversas | 275,008.95 | 6,499.59 | 128,074.58 | 606,744.56 | 16,791.35 | 1,033,119.03 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE NOVIEMBRE DE 2023 C$ 36.5934 X US$ 1.00 | |
|
