| SUPERINTENDENCIA DE BANCOS Y DE OTRAS INSTITUCIONES FINANCIERAS | ||||||||||||
| SISTEMA BANCARIO Y FINANCIERAS (CONSOLIDADO) | ||||||||||||
| Riesgo de Liquidez | ||||||||||||
| Al 31 de Octubre de 2008 | ||||||||||||
| Encaje Legal | ||||||||||||
| Calce de Plazos | Tasa Efectiva de Encaje 1/ | |||||||||||
| (C$millones) | 0-30 días | 0-90 dias | (En %) | Mes | Oct-08 | |||||||
| Semana | I | II | III | IV | V | |||||||
| C$ monto 1/ | % del Patrimonio | C$ monto 1/ | % del Patrimonio | Banpro | M.N | 20.97% | 21.25% | 18.67% | 17.88% | 20.06% | ||
| M.E. | 16.65% | 16.70% | 17.24% | 16.79% | 16.58% | |||||||
| Banpro | -1,232.7 | -70.6% | -1,018.7 | -58.4% | Bancentro | M.N | 18.09% | 18.93% | 20.95% | 20.67% | 21.05% | |
| Bancentro | 955.5 | 62.1% | 1,431.1 | 93.0% | M.E. | 16.57% | 17.38% | 16.39% | 16.54% | 16.44% | ||
| BAC | -466.9 | -28.9% | 188.3 | 11.7% | BAC | M.N | 17.85% | 17.81% | 17.89% | 19.20% | 18.23% | |
| BDF | -408.3 | -56.4% | -853.5 | -117.9% | M.E. | 16.99% | 17.72% | 21.68% | 18.97% | 20.85% | ||
| B Uno | 674.6 | 107.3% | 950.5 | 151.1% | BDF | M.N | 20.13% | 22.94% | 20.57% | 24.25% | 22.39% | |
| HSBC | -51.1 | -18.9% | -121.2 | -45.0% | M.E. | 26.36% | 22.87% | 18.88% | 16.30% | 16.96% | ||
| Procredit | 283.3 | 85.0% | 345.9 | 103.8% | B Uno | M.N | 25.85% | 25.16% | 19.89% | 22.25% | 23.85% | |
| Finarca | 29.2 | 8.9% | 85.6 | 149.3% | M.E. | 17.27% | 18.66% | 18.45% | 17.01% | 18.05% | ||
| Findesa | 581.3 | 176.5% | 619.3 | 188.1% | HSBC | M.N | 66.10% | 97.33% | 98.36% | 103.79% | 210.33% | |
| Fama | 80.4 | 40.7% | 178.2 | 90.3% | M.E. | 21.89% | 22.43% | 21.29% | 24.21% | 19.95% | ||
| Total | 445.3 | 6.0% | 1,805.4 | 24.3% | Procredit | M.N | 19.53% | 24.21% | 21.96% | 21.97% | 21.65% | |
| Límite según Norma: 1 vez el Patrimonio de 0-30 días | M.E. | 20.05% | 20.77% | 20.52% | 18.22% | 19.03% | ||||||
| y 2 veces el Patrimonio de 0-90 días. | Finarca | M.N | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||
| 1/ (+) indica Calce | M.E. | 31.46% | 32.90% | 33.36% | 23.64% | 20.14% | ||||||
| Findesa | M.N | 27.80% | 24.80% | 24.82% | 23.20% | 19.94% | ||||||
| M.E. | 32.49% | 27.83% | 26.49% | 22.34% | 24.57% | |||||||
| TOTAL | M.N | 20.01% | 20.63% | 19.63% | 19.92% | 20.55% | ||||||
| M.E. | 18.52% | 18.44% | 18.61% | 17.36% | 17.91% | |||||||
| 1/ La tasa mínima requerida por el Banco Central es de 16.25% para ambas monedas. | ||||||||||||