Riesgo de Liquidez
 Noviembre/06
Encaje Legal
Calce de Plazos   Tasa Efectiva de Encaje 1/
(C$millones) 0-30 días 0-90 dias (En %) Mes  NOVIEMBRE/06
  Semana I II III IV V
  C$ monto 1/ % del Patrimonio C$ monto 1/ % del Patrimonio Banpro M.N 21.09% 20.34% 21.35% 20.67% 19.67%
  M.E. 19.51% 19.58% 20.18% 20.29% 20.29%
Banpro -342.9 -26.6% -452.5 -35.1% Bancentro M.N 19.76% 20.92% 20.27% 19.62% 21.09%
Bancentro 208.6 18.8% 303.0 27.3% M.E. 19.45% 19.60% 20.05% 20.63% 20.20%
BAC 730.0 74.0% 87.4 8.9% BAC M.N 15.18% 11.59% 18.74% 24.41% 23.60%
BDF 262.4 42.4% 187.2 30.2% M.E. 19.23% 18.57% 21.92% 21.86% 22.47%
B Uno -62.3 -14.3% 18.5 4.2% BDF M.N 19.88% 20.02% 19.82% 19.53% 19.43%
Banistmo -7.6 -2.8% -38.0 -13.9% M.E. 19.61% 19.52% 20.15% 19.70% 19.46%
Procredit -148.1 -60.9% -163.2 -67.1% B Uno M.N 27.47% 25.30% 23.52% 26.70% 27.95%
Finarca -26.1 -37.0% -42.8 -60.7% M.E. 22.68% 25.79% 25.67% 22.39% 22.36%
Findesa -339.9 -154.1% -437.1 -198.2% Banistmo M.N 31.89% 215.29% 40.98% 26.09% 59.00%
Total 274.2 5.2% -537.5 -10.2% M.E. 28.22% 23.06% 21.35% 22.03% 23.43%
Límite según Norma: 1 vez el Patrimonio de 0-30 días Procredit M.N 19.56% 19.95% 21.14% 21.27% 21.40%
y 2 veces el Patrimonio de 0-90 días. M.E. 21.27% 21.33% 22.11% 26.08% 24.70%
1/ (+) indica descalce Finarca M.N 0.00% 0.00% 0.00% 0.00% 100.00%
M.E. 19.30% 20.21% 19.62% 19.43% 19.48%
Findesa M.N 19.38% 19.12% 19.77% 19.98% 19.80%
M.E. 26.32% 36.22% 37.21% 29.42% 21.64%
TOTAL M.N 20.12% 19.51% 20.62% 21.26% 21.30%
M.E. 19.92% 20.26% 21.33% 21.07% 20.96%
1/ La tasa mínima requerida por el Banco Central es de 19.25% para ambas monedas.