| | |
| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 91.7 | 0.6 | 5.4 | 1.3 | 1.0 | | BANCO LAFISE BANCENTRO | 85.8 | 0.1 | 11.4 | 1.4 | 1.4 | | BAC | 80.5 | 1.3 | 13.9 | 2.0 | 2.2 | | BDF | 86.3 | 0.7 | 8.7 | 2.7 | 1.6 | | BANCO FICOHSA | 86.7 | 0.2 | 9.5 | 3.2 | 0.4 | | AVANZ | 82.9 | 0.2 | 13.7 | 2.3 | 0.9 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 97.5 | 0.0 | 1.8 | 0.1 | 0.7 | | FINANCIERA FAMA | 72.1 | 5.7 | 13.4 | 8.8 | 0.0 | | FINANCIERA FINCA NICARAGUA | 52.3 | 0.1 | 26.1 | 12.6 | 9.0 | | FINANCIERA FUNDESER | 78.2 | 0.0 | 8.7 | 12.5 | 0.6 | | Financiera FDL, S.A. | 83.2 | 1.4 | 7.3 | 7.8 | 0.2 | | TOTAL SFN | 86.4 | 0.6 | 9.5 | 2.0 | 1.4 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.9 | 3.8 | 4.1 | 0.0 | 3.1 | 2.2 | 4.9 | 0.1 | 5.9 | 0.0 | | BANCO LAFISE BANCENTRO | 4.4 | 2.3 | 1.4 | 6.2 | 2.0 | 1.2 | 14.2 | 0.7 | 5.4 | 0.0 | | BAC | 6.4 | 4.7 | 3.5 | 0.0 | 1.5 | 1.5 | 25.9 | 1.1 | 7.7 | 0.0 | | BDF | 4.3 | 7.6 | 4.8 | 0.0 | 2.8 | 1.9 | 0.0 | 0.8 | 4.5 | 0.0 | | BANCO FICOHSA | 2.2 | 5.5 | 0.0 | 0.0 | 2.3 | 0.0 | 0.0 | 0.0 | 5.1 | 0.0 | | AVANZ | 4.6 | 0.2 | 0.0 | 0.0 | 0.0 | 0.7 | 2.7 | 10.5 | 0.2 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 1.3 | 2.9 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 10.8 | 4.3 | 3.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 10.3 | 0.0 | | FINANCIERA FINCA NICARAGUA | 18.0 | 4.7 | 0.0 | 0.0 | 0.0 | 42.4 | 41.4 | 12.9 | 36.7 | 0.0 | | FINANCIERA FUNDESER | 14.6 | 3.0 | 0.0 | 0.0 | 0.0 | 58.8 | 3.7 | 0.0 | 21.2 | 0.0 | | Financiera FDL, S.A. | 9.7 | 2.1 | 2.3 | 0.0 | 0.0 | 15.9 | 3.9 | 13.0 | 15.8 | 0.0 | | TOTAL SFN | 4.2 | 4.6 | 3.1 | 6.2 | 2.2 | 2.5 | 8.9 | 0.7 | 5.6 | 0.0 |
|
| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
| | |
| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Junio 2019 | Junio 2020 | | BANPRO | 23.3 | 24.8 | | BANCO LAFISE BANCENTRO | 21.5 | 16.2 | | BAC | 6.0 | 12.0 | | BDF | 11.7 | 9.6 | | BANCO FICOHSA | 11.6 | 21.8 | | AVANZ | 9.1 | 27.0 | | BANCO ATLÁNTIDA | 0.0 | 0.1 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 1.4 | 0.0 | | FINANCIERA FAMA | 0.1 | 0.3 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.2 | 0.4 | | TOTAL SFN | 13.6 | 15.0 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 82.1 | 10.5 | 3.8 | 2.1 | 1.5 | | BANCO LAFISE BANCENTRO | 81.8 | 5.7 | 6.5 | 3.4 | 2.6 | | BAC | 77.2 | 14.1 | 2.3 | 3.2 | 3.2 | | BDF | 83.4 | 8.1 | 3.2 | 3.1 | 2.3 | | BANCO FICOHSA | 79.6 | 6.1 | 9.6 | 4.4 | 0.4 | | AVANZ | 77.1 | 8.9 | 6.5 | 4.5 | 2.9 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 43.4 | 51.6 | 1.7 | 0.7 | 2.7 | | FINANCIERA FAMA | 76.4 | 3.9 | 7.0 | 4.1 | 8.6 | | FINANCIERA FINCA NICARAGUA | 44.2 | 9.3 | 10.3 | 9.2 | 27.0 | | FINANCIERA FUNDESER | 74.1 | 6.3 | 3.7 | 2.6 | 13.4 | | Financiera FDL, S.A. | 82.1 | 2.8 | 3.0 | 3.1 | 8.9 |
|
| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
| | | |
| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
