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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 93.0 | 1.1 | 3.7 | 1.4 | 0.7 | | BANCO LAFISE BANCENTRO | 92.3 | 0.6 | 4.6 | 1.7 | 0.8 | | BAC | 88.4 | 3.8 | 4.1 | 2.5 | 1.2 | | BDF | 92.7 | 0.2 | 3.6 | 2.3 | 1.2 | | BANCO FICOHSA | 86.5 | 1.9 | 7.1 | 4.4 | 0.1 | | AVANZ | 87.5 | 0.5 | 9.2 | 1.2 | 1.6 | | BANCO PRODUZCAMOS | 93.6 | 2.8 | 2.0 | 1.5 | 0.2 | | BANCORP | 97.0 | 0.0 | 2.3 | 0.0 | 0.7 | | FINANCIERA FAMA | 83.5 | 0.4 | 11.1 | 5.0 | 0.0 | | FINANCIERA FINCA NICARAGUA | 70.0 | 2.5 | 18.8 | 7.4 | 1.3 | | FINANCIERA FUNDESER | 75.0 | 0.0 | 16.6 | 8.3 | 0.1 | | Financiera FDL, S.A. | 91.8 | 0.0 | 1.5 | 6.6 | 0.0 | | TOTAL SFN | 91.0 | 1.5 | 4.5 | 2.2 | 0.9 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.3 | 3.9 | 3.5 | 0.0 | 3.4 | 2.4 | 4.2 | 0.0 | 5.0 | 0.0 | | BANCO LAFISE BANCENTRO | 3.0 | 4.5 | 4.1 | 4.1 | 3.1 | 1.3 | 4.7 | 1.5 | 4.6 | 0.0 | | BAC | 4.1 | 3.8 | 2.0 | 0.0 | 2.1 | 7.3 | 22.1 | 3.5 | 3.6 | 0.0 | | BDF | 6.4 | 4.2 | 2.4 | 0.0 | 2.9 | 0.7 | 0.0 | 0.0 | 3.1 | 0.0 | | BANCO FICOHSA | 0.5 | 5.9 | 0.0 | 0.0 | 6.5 | 0.0 | 0.0 | 0.0 | 2.1 | 0.0 | | AVANZ | 3.0 | 0.8 | 1.4 | 0.0 | 0.0 | 3.8 | 4.3 | 3.6 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 1.6 | 0.1 | 0.0 | 0.0 | 0.0 | 0.7 | 5.4 | 4.5 | 0.0 | 0.0 | | BANCORP | 0.9 | 0.0 | 2.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 6.2 | 1.9 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5.3 | 0.0 | | FINANCIERA FINCA NICARAGUA | 9.3 | 6.0 | 0.0 | 0.0 | 0.0 | 6.2 | 9.3 | 5.9 | 22.5 | 0.0 | | FINANCIERA FUNDESER | 6.0 | 2.0 | 0.0 | 0.0 | 0.0 | 22.8 | 7.7 | 0.0 | 3.9 | 0.0 | | Financiera FDL, S.A. | 10.7 | 3.1 | 2.4 | 0.0 | 0.0 | 6.4 | 3.0 | 17.7 | 10.6 | 0.0 | | TOTAL SFN | 3.1 | 4.3 | 3.1 | 4.1 | 3.4 | 3.1 | 4.8 | 1.7 | 3.9 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Marzo 2018 | Marzo 2019 | | BANPRO | 23.4 | 24.6 | | BANCO LAFISE BANCENTRO | 22.5 | 19.2 | | BAC | 12.5 | 8.1 | | BDF | 14.5 | 12.1 | | BANCO FICOHSA | 18.1 | 11.2 | | AVANZ | 15.5 | 16.2 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 0.9 | 1.3 | | FINANCIERA FAMA | 0.1 | 0.1 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.0 | 0.2 | | TOTAL SFN | 15.1 | 13.9 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 88.5 | 6.4 | 1.8 | 1.8 | 1.4 | | BANCO LAFISE BANCENTRO | 85.4 | 4.9 | 4.3 | 2.9 | 2.5 | | BAC | 86.7 | 6.4 | 3.0 | 2.1 | 1.8 | | BDF | 89.6 | 3.5 | 2.1 | 2.5 | 2.4 | | BANCO FICOHSA | 83.9 | 3.5 | 5.6 | 6.6 | 0.3 | | AVANZ | 82.2 | 7.9 | 3.2 | 3.5 | 3.2 | | BANCO PRODUZCAMOS | 42.5 | 50.2 | 0.1 | 3.7 | 3.4 | | BANCORP | 93.7 | 2.3 | 2.9 | 0.4 | 0.7 | | FINANCIERA FAMA | 77.9 | 7.0 | 6.2 | 2.6 | 6.4 | | FINANCIERA FINCA NICARAGUA | 70.9 | 5.5 | 3.9 | 3.8 | 16.0 | | FINANCIERA FUNDESER | 72.4 | 7.3 | 6.6 | 5.7 | 8.1 | | Financiera FDL, S.A. | 76.1 | 6.4 | 6.8 | 4.4 | 6.2 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
