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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 93.1 | 1.6 | 3.4 | 1.2 | 0.6 | | BANCO LAFISE BANCENTRO | 93.5 | 0.7 | 3.2 | 1.8 | 0.7 | | BAC | 90.2 | 4.7 | 2.2 | 2.0 | 0.9 | | BDF | 93.0 | 0.9 | 3.3 | 1.8 | 1.1 | | BANCO FICOHSA | 87.9 | 3.0 | 5.9 | 3.0 | 0.2 | | AVANZ | 89.8 | 0.2 | 7.4 | 1.6 | 1.1 | | BANCO PRODUZCAMOS | 93.6 | 3.4 | 1.2 | 1.6 | 0.2 | | BANCORP | 97.0 | 0.0 | 2.3 | 0.0 | 0.6 | | FINANCIERA FAMA | 87.2 | 0.6 | 7.1 | 5.1 | 0.0 | | FINANCIERA FINCA NICARAGUA | 71.4 | 6.3 | 15.0 | 6.4 | 1.0 | | FINANCIERA FUNDESER | 81.5 | 0.0 | 10.9 | 7.6 | 0.0 | | Financiera FDL, S.A. | 93.4 | 0.0 | 1.9 | 4.7 | 0.0 | | TOTAL SFN | 92.0 | 2.0 | 3.4 | 1.9 | 0.7 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.2 | 3.5 | 3.9 | 0.0 | 2.9 | 0.9 | 4.3 | 0.0 | 5.1 | 0.0 | | BANCO LAFISE BANCENTRO | 3.0 | 5.9 | 3.8 | 2.3 | 3.2 | 2.2 | 5.4 | 1.3 | 4.1 | 0.0 | | BAC | 3.0 | 3.2 | 2.0 | 0.0 | 2.4 | 6.5 | 21.6 | 2.1 | 3.3 | 0.0 | | BDF | 3.7 | 3.7 | 2.9 | 0.0 | 2.6 | 0.8 | 0.0 | 0.0 | 3.0 | 0.0 | | BANCO FICOHSA | 0.9 | 4.0 | 0.0 | 0.0 | 3.7 | 0.0 | 0.0 | 0.0 | 2.8 | 0.0 | | AVANZ | 2.9 | 0.1 | 0.6 | 0.0 | 0.0 | 3.4 | 3.9 | 2.3 | 0.2 | 0.0 | | BANCO PRODUZCAMOS | 1.8 | 0.3 | 0.0 | 0.0 | 0.0 | 0.6 | 5.7 | 4.5 | 0.0 | 0.0 | | BANCORP | 0.9 | 0.0 | 1.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 6.4 | 1.8 | 1.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5.8 | 0.0 | | FINANCIERA FINCA NICARAGUA | 8.0 | 4.0 | 0.0 | 0.0 | 0.0 | 5.0 | 8.1 | 4.6 | 21.6 | 0.0 | | FINANCIERA FUNDESER | 6.5 | 2.4 | 0.0 | 0.0 | 0.0 | 11.6 | 6.4 | 0.0 | 4.1 | 0.0 | | Financiera FDL, S.A. | 8.2 | 2.1 | 2.2 | 0.0 | 0.0 | 3.5 | 2.5 | 14.5 | 11.3 | 0.0 | | TOTAL SFN | 2.6 | 3.6 | 3.1 | 2.3 | 2.9 | 2.6 | 5.1 | 1.1 | 3.8 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Enero 2018 | Enero 2019 | | BANPRO | 25.4 | 24.6 | | BANCO LAFISE BANCENTRO | 23.4 | 19.5 | | BAC | 10.0 | 6.4 | | BDF | 14.8 | 12.1 | | BANCO FICOHSA | 16.4 | 12.3 | | AVANZ | 10.0 | 21.3 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 0.1 | 1.3 | | FINANCIERA FAMA | 0.1 | 0.1 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.0 | 0.1 | | TOTAL SFN | 14.9 | 13.6 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 89.6 | 5.8 | 1.9 | 1.7 | 1.0 | | BANCO LAFISE BANCENTRO | 86.5 | 5.3 | 3.3 | 2.7 | 2.1 | | BAC | 89.9 | 4.3 | 2.2 | 2.0 | 1.6 | | BDF | 90.5 | 3.4 | 2.0 | 2.2 | 1.8 | | BANCO FICOHSA | 85.3 | 4.2 | 5.2 | 5.0 | 0.2 | | AVANZ | 85.4 | 5.7 | 2.9 | 3.0 | 2.9 | | BANCO PRODUZCAMOS | 64.3 | 32.5 | 0.1 | 0.8 | 2.3 | | BANCORP | 94.8 | 2.0 | 2.4 | 0.2 | 0.6 | | FINANCIERA FAMA | 83.1 | 4.7 | 3.5 | 2.4 | 6.2 | | FINANCIERA FINCA NICARAGUA | 75.0 | 5.1 | 2.6 | 3.8 | 13.5 | | FINANCIERA FUNDESER | 78.0 | 7.0 | 3.2 | 2.5 | 9.5 | | Financiera FDL, S.A. | 86.5 | 4.3 | 1.9 | 1.8 | 5.5 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
