| SUPERINTENDENCIA DE BANCOS Y DE OTRAS INSTITUCIONES
FINANCIERAS |
| SISTEMA
BANCARIO Y FINANCIERAS (CONSOLIDADO) |
| Riesgo
Crediticio |
| Al 30 de Septiembre de 2012 |
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| Cartera de
Créditos por Situación |
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Cartera Vencida y en Cobro Judicial de cada
Actividad |
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| Como porcentaje
del saldo de cartera bruta |
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Como porcentaje del saldo de cartera bruta de
cada actividad |
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| (En porcentaje) |
Vigentes |
Prorrogados |
Reestructurado |
Vencido |
Cobro Judicial |
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(En porcentaje) |
Comercial |
Personal |
Extra Financiamiento |
Tarjeta de Credito |
Agricola |
Ganadero |
Industrial |
Hipotecario |
Otros |
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| Banpro |
94.7 |
0.0 |
3.1 |
0.5 |
1.7 |
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Banpro |
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1.0 |
0.0 |
0.0 |
1.3 |
0.2 |
0.8 |
7.4 |
1.9 |
0.0 |
| Banco Lafise Bancentro |
95.4 |
0.1 |
2.9 |
0.4 |
1.1 |
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Banco
Lafise Bancentro |
0.6 |
0.1 |
0.0 |
1.7 |
0.0 |
1.2 |
6.7 |
1.3 |
0.0 |
| Bac |
96.6 |
0.0 |
0.8 |
1.1 |
1.5 |
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Bac |
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1.6 |
0.0 |
0.6 |
0.8 |
0.2 |
7.7 |
6.3 |
2.0 |
0.0 |
| Bdf |
96.5 |
0.0 |
2.1 |
0.6 |
0.8 |
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Bdf |
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1.0 |
0.0 |
0.0 |
15.6 |
0.0 |
0.0 |
0.0 |
1.7 |
0.0 |
| Banco
Citibank |
93.9 |
0.0 |
4.0 |
1.9 |
0.2 |
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Banco
Citibank |
0.2 |
0.0 |
1.3 |
1.2 |
35.4 |
0.0 |
0.0 |
6.3 |
0.0 |
| Procredit |
92.5 |
0.0 |
6.3 |
0.6 |
0.5 |
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Procredit |
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1.3 |
0.0 |
0.0 |
0.0 |
0.7 |
7.6 |
0.7 |
2.1 |
0.0 |
| Finarca |
#¡DIV/0! |
#¡DIV/0! |
#¡DIV/0! |
#¡DIV/0! |
#¡DIV/0! |
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Finarca |
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0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
| Fama |
95.9 |
0.0 |
2.2 |
1.1 |
0.8 |
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Fama |
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2.1 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
5.7 |
0.0 |
| Financiera Finca
Nicaragua |
99.3 |
0.0 |
0.2 |
0.5 |
0.0 |
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Financiera Finca Nicaragua |
0.0 |
0.0 |
0.0 |
0.0 |
0.2 |
0.0 |
0.0 |
0.0 |
0.0 |
| Total |
95.5 |
0.0 |
2.5 |
0.7 |
1.3 |
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Total |
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1.1 |
0.0 |
0.4 |
1.7 |
0.3 |
1.9 |
6.5 |
1.8 |
0.0 |
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| Préstamos a
Partes Relacionadas |
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| (Como % de la Base de Cálculo) |
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| (En porcentaje) |
Sep-11 |
Sep-12 |
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(En porcentaje) |
Calificación de Cartera |
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| Banpro |
27.7 |
28.00 |
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A |
B |
C |
D |
E |
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| Banco Lafise Bancentro |
25.4 |
20.20 |
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Banpro |
91.5% |
3.6% |
1.8% |
0.9% |
2.2% |
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| Bac |
7.7 |
5.50 |
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Banco Lafise Bancentro |
88.2% |
8.2% |
1.9% |
0.5% |
1.2% |
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| Bdf |
20.5 |
17.70 |
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Bac |
88.5% |
9.1% |
0.5% |
0.5% |
1.4% |
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| Banco Citibank |
11.1 |
23.40 |
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Bdf |
95.9% |
1.6% |
1.0% |
0.7% |
0.8% |
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| Procredit |
1.3 |
0.04 |
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Banco
Citibank |
92.6% |
2.3% |
2.1% |
2.0% |
0.9% |
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| Fama |
0.1 |
0.00 |
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Procredit |
89.3% |
4.2% |
2.8% |
2.0% |
1.6% |
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| Financiera Finca Nicaragua |
0.0 |
0.00 |
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Fama |
93.0% |
2.9% |
1.4% |
0.8% |
2.0% |
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| Total |
18.50 |
17.30 |
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Financiera Finca Nicaragua |
98.5% |
0.7% |
0.4% |
0.1% |
0.4% |
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| Límite máximo
de 50% de la Base de Calculo hasta abril 07 |
| Límite máximo
de 40% de la Base de Calculo a partir de Mayo 07 |
| Límite máximo
de 30% de la Base de Calculo a partir de Mayo 08 |
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