| | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | AVANZ | BANCO PRODUZCAMOS | BANCORP | FINANCIERA FAMA | FINANCIERA FINCA NICARAGUA | FINANCIERA FUNDESER | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Ingresos Financieros | 935,633.6 | 778,184.0 | 732,258.2 | 340,761.9 | 263,169.5 | 103,899.1 | 63,229.2 | 67,357.5 | 86,564.3 | 63,482.0 | 67,401.1 | 148,054.9 | 3,649,995.2 | | Ingresos Financieros por Efectivo | 6,254.1 | 4,687.6 | 9,811.0 | 1,558.8 | 1,175.7 | 203.0 | 643.1 | 1,759.4 | 867.7 | 129.2 | 356.4 | 737.2 | 28,183.2 | | Ingresos Financieros por Inversiones | 61,043.5 | 111,323.4 | 4,645.0 | 13,178.4 | 26,256.5 | 2,845.9 | 28,953.5 | 12,787.5 | 2.2 | 0.0 | 966.8 | 499.5 | 262,502.2 | | Ingresos Financieros por Cartera de Créditos | 856,448.5 | 645,994.7 | 716,819.3 | 324,351.8 | 235,662.8 | 100,838.0 | 33,632.6 | 50,514.6 | 84,110.9 | 63,352.7 | 66,077.9 | 145,361.8 | 3,323,165.5 | | Otros Ingresos Financieros | 11,887.5 | 16,178.3 | 982.9 | 1,672.9 | 74.4 | 12.2 | 0.0 | 2,296.0 | 1,583.5 | 0.1 | 0.0 | 1,456.4 | 36,144.3 | | Gastos Financieros | 285,649.6 | 252,721.7 | 163,118.2 | 133,913.6 | 88,461.6 | 32,487.2 | 4,335.3 | 3,863.4 | 22,613.1 | 14,082.0 | 21,027.8 | 37,114.8 | 1,059,388.3 | | Gastos Financieros por Obligaciones con el Público | 122,920.7 | 88,257.2 | 78,457.9 | 52,961.8 | 37,558.7 | 21,716.4 | 0.0 | 3,752.8 | 0.0 | 0.0 | 0.0 | 0.0 | 405,625.6 | | Gastos Financieros por Depósitos de Instituciones Financieras y de Organismos Internacionales | 8,462.6 | 9,821.3 | 34,678.8 | 11,478.4 | 0.0 | 6,629.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 71,070.9 | | Gastos Financieros por Emisión de Deuda | 816.3 | 0.0 | 0.0 | 4,516.3 | 0.0 | 0.0 | 0.0 | 0.0 | 590.2 | 295.6 | 106.3 | 0.0 | 6,324.6 | | Gastos Financieros por Operaciones de Reporto | 53,171.5 | 28,937.6 | 2,264.4 | 8,083.1 | 3,781.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 96,238.1 | | Gastos Financieros por Obligaciones con Instituciones Financieras y por Otros Financiamientos | 75,361.0 | 87,487.1 | 43,092.8 | 45,355.3 | 35,811.6 | 3,739.3 | 4,335.3 | 105.9 | 21,167.0 | 11,877.9 | 17,662.8 | 32,873.0 | 378,869.0 | | Gastos Financieros por Cuentas por pagar | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Gastos Financieros por Obligaciones con el Banco Central de Nicaragua | 5,932.8 | 2,504.6 | 0.0 | 1,471.7 | 5,329.4 | 276.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 15,514.8 | | Gastos Financieros por Obligaciones Subordinadas y/o Convertibles en Capital | 18,309.8 | 35,515.1 | 0.0 | 7,497.5 | 5,500.5 | 0.0 | 0.0 | 0.0 | 0.0 | 1,700.6 | 2,160.7 | 3,670.7 | 74,354.9 | | Otros Gastos Financieros | 674.9 | 198.8 | 4,624.3 | 2,549.5 | 480.0 | 125.4 | 0.0 | 4.7 | 855.9 | 207.9 | 1,098.0 | 571.1 | 11,390.5 | | Margen Financiero antes de Mantenimiento de Valor | 649,984.0 | 525,462.3 | 569,140.0 | 206,848.4 | 174,707.8 | 71,411.8 | 58,893.8 | 63,494.1 | 63,951.3 | 49,400.0 | 46,373.3 | 110,940.0 | 2,590,606.9 | | Ajustes netos por Mantenimiento de Valor | -4,003.2 | -63,944.6 | -32,007.6 | -1,709.0 | 0.0 | 1,567.4 | 12,363.0 | 14,276.6 | 3,039.4 | 9,801.7 | -71.8 | 1,378.0 | -59,310.1 | | Margen Financiero, bruto | 645,980.8 | 461,517.7 | 537,132.4 | 205,139.4 | 174,707.8 | 72,979.2 | 71,256.8 | 77,770.7 | 66,990.7 | 59,201.7 | 46,301.4 | 112,318.0 | 2,531,296.8 | | Resultados por Deterioro de Activos Financieros | 277,352.2 | 328,038.8 | 367,401.2 | 87,822.8 | 145,672.9 | 33,221.9 | 8,599.7 | 4,746.5 | 19,475.1 | 43,635.4 | 44,552.0 | 34,327.5 | 1,394,846.0 | | Margen Financiero, neto después de Deterioro de Activos Financieros | 368,628.6 | 133,478.9 | 169,731.2 | 117,316.6 | 29,035.0 | 39,757.3 | 62,657.1 | 73,024.1 | 47,515.5 | 15,566.4 | 1,749.5 | 77,990.6 | 1,136,450.8 | | Ingresos (Gastos) Operativos, neto | 253,927.1 | 253,863.7 | 215,206.6 | 47,361.3 | 81,233.7 | 25,497.5 | 5,075.2 | 13,224.5 | 5,309.2 | -3,191.6 | 1,268.5 | 9,016.7 | 907,792.6 | | Resultado Operativo | 622,555.8 | 387,342.6 | 384,937.8 | 164,678.0 | 110,268.7 | 65,254.8 | 67,732.3 | 86,248.7 | 52,824.8 | 12,374.8 | 3,018.0 | 87,007.3 | 2,044,243.4 | | Resultados por Participación en Asociadas, Negocios Conjuntos y Subsidiarias | 0.0 | 76,925.1 | -63.3 | -160.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 76,701.4 | | Dividendos y Retribuciones por Instrumentos de Patrimonio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Ganancia por Valoración y Venta de Activos y Otros Ingresos | 14,052.9 | 22,773.1 | 4,554.2 | 3,026.8 | 84.7 | 2,718.7 | 26.0 | 97.3 | 804.5 | 1,621.3 | 13.4 | 0.0 | 49,772.7 | | Pérdida por Valoración y Venta de Activos | 3,080.5 | 25,404.5 | 3,479.3 | 3,249.8 | 1.6 | 383.3 | 802.5 | 582.4 | 987.4 | 390.8 | 104.3 | 69.7 | 38,536.2 | | Resultado después de Ingresos y Gastos operativos | 633,528.2 | 461,636.3 | 385,949.4 | 164,294.6 | 110,351.8 | 67,590.1 | 66,955.7 | 85,763.5 | 52,641.8 | 13,605.3 | 2,927.0 | 86,937.6 | 2,132,181.3 | | Ajustes netos por Diferencial Cambiario | 75,451.8 | 125,704.4 | 115,868.1 | 19,965.9 | 22,238.3 | 5,098.7 | 22,526.6 | -3,903.2 | 268.0 | -6,662.3 | 1,880.3 | -488.5 | 377,948.1 | | Resultado después de Diferencial Cambiario | 708,979.9 | 587,340.7 | 501,817.5 | 184,260.5 | 132,590.0 | 72,688.8 | 89,482.3 | 81,860.4 | 52,909.8 | 6,943.0 | 4,807.3 | 86,449.1 | 2,510,129.4 | | Gastos de Administración | 505,537.4 | 329,226.6 | 349,853.5 | 152,469.3 | 117,802.4 | 64,438.1 | 28,128.5 | 34,546.2 | 54,405.9 | 34,776.4 | 41,743.2 | 83,698.7 | 1,796,626.1 | | Resultados por Deterioro de Activos no Financieros | 608.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3,060.7 | 0.0 | 0.0 | 0.0 | 0.0 | 3,669.0 | | Resultados de operaciones antes de Impuestos y Contribuciones por Leyes Especiales | 202,834.2 | 258,114.1 | 151,963.9 | 31,791.2 | 14,787.6 | 8,250.7 | 61,353.8 | 44,253.5 | -1,496.1 | -27,833.4 | -36,935.9 | 2,750.4 | 709,834.3 | | Contribuciones por Leyes Especiales | 34,285.2 | 24,816.8 | 27,860.1 | 10,947.7 | 6,372.8 | 3,258.4 | 1,120.8 | 6,721.1 | 468.8 | 348.7 | 604.8 | 598.4 | 117,403.6 | | Gasto por Impuesto sobre la Renta | 50,714.1 | 40,930.4 | 41,136.7 | 6,460.1 | 4,380.0 | 1,646.5 | 486.8 | 11,259.7 | 1,640.5 | 1,094.2 | 1,388.7 | 1,784.1 | 162,921.9 | | RESULTADO DEL EJERCICIO | 117,834.9 | 192,366.9 | 82,967.2 | 14,383.4 | 4,034.8 | 3,345.8 | 59,746.2 | 26,272.7 | -3,605.4 | -29,276.3 | -38,929.4 | 368.0 | 429,508.8 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 28 DE FEBRERO DE 2019 C$ 32.5865 X US$ 1.00 | |
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