SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA TOTAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2015
MONEDA NACIONAL 
Tipo Cambio: 27.9283
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10030,30162,950.216.42,02014,705.117.560715,247.812.83,24453,219.624.150,727542,307.751.4523,2165,840,678.763.8610,1156,529,109.159.3
De 100.1 a 250314,488.21.2599,107.410.810316,078.613.511616,808.27.659587,063.58.211,4991,699,135.418.612,4031,832,681.216.6
De 250.1 a 500165,583.31.5175,830.66.93912,699.110.73812,337.35.621167,466.56.42,119673,918.67.42,440777,835.47.1
De 500.1 a 100074,737.81.22115,177.018.11611,018.19.31811,631.15.36543,942.24.2431289,541.73.2558376,048.03.4
De 1000.1 a 200033,885.01.01419,516.423.21620,662.217.41417,817.68.13041,792.54.0152210,515.52.3229314,189.12.9
De 2000.1 a 300012,709.00.725,613.26.7612,557.010.636,561.53.02870,425.56.759146,176.81.699244,043.22.2
De 3000.1 a 400000.00.000.00.0413,263.611.213,226.31.51033,656.93.21137,703.40.42687,850.20.8
De 4000.1 a 600000.00.000.00.015,333.74.5630,905.614.0417,668.21.71989,062.11.030142,969.61.3
De 6000.1 a 800000.00.000.00.000.00.000.00.0321,593.82.0426,299.60.3747,893.40.4
De 8000.1 a 1000000.00.000.00.000.00.0326,352.811.9325,045.22.4216,309.60.2867,707.70.6
De 10000.1 a 1200000.00.000.00.0111,975.210.100.00.0110,539.41.0110,405.20.1332,919.80.3
De 12000.1 a mas2299,977.278.1114,121.716.800.00.0242,220.319.1494,123.28.94113,339.81.213563,782.25.1
SUB - TOTAL C$30,361384,330.8 2,13484,071.4 793118,835.2 3,445221,080.4 51,6811,055,624.6 537,5179,153,086.5 625,93111,017,028.8 
PORCENTAJE4.93.5 0.30.8 0.11.1 0.62.0 8.39.6 85.983.1 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 25870501.821.3108658.53.17811,478.611.24,3307,138.87.311,20528,180.37.4719,9601,173,819.233.9737,2541,211,777.230.4
De 25.1 a 50130.11.3291,150.55.4451,801.913.61897,237.87.465424,346.76.49,823335,867.69.710,741370,434.69.3
De 50.1 a 75172.83.113866.24.1181,125.38.5774,683.54.822413,874.53.72,468149,961.64.32,801170,583.94.3
De 75.1 a 100187.63.74359.91.74353.42.7433,902.64.018616,934.74.51,431124,726.23.61,669146,364.43.7
De 100.1 a 2002328.414.06848.74.0334,563.134.57010,175.410.426640,176.710.61,823254,514.47.32,200310,606.67.8
De 200.1 a 4003804.734.241,227.15.861,514.911.53912,578.312.812035,348.09.3731200,847.25.8903252,320.16.3
De 400.1 a 6001525.222.352,533.812.01486.13.7104,879.75.05829,114.47.7256125,984.93.6331163,524.14.1
De 600.1 a 80000.00.021,353.66.400.00.075,047.45.11812,714.73.312686,880.42.5153105,996.02.7
De 800.1 a 100000.00.000.00.021,900.014.41312,084.812.32120,252.25.38174,986.42.2117109,223.42.7
De 1000.1 a 200000.00.034,620.721.900.00.01218,876.719.23959,971.615.8130188,573.65.4184272,042.66.8
De 2000.1 a 300000.00.000.00.000.00.025,563.45.71026,986.37.149123,707.93.661156,257.73.9
De 3000.1 a mas00.00.017,500.035.500.00.016,000.06.11471,734.218.996626,837.518.1112712,071.617.9
SUB - TOTAL US$8792,350.7 17521,118.8 89013,223.4 4,79398,168.3 12,815379,634.3 736,9743,466,706.9 756,5263,981,202.4 
PORCENTAJE0.10.1 0.00.5 0.10.3 0.62.5 1.79.5 97.487.1 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$31,240449,982.4 2,309673,884.3 1,683488,154.9 8,2382,962,762.3 64,49611,658,166.1 1,274,491105,972,808.5 1,382,457122,205,758.4 
PORCENTAJE2.30.4 0.20.6 0.10.4 0.62.4 4.79.5 92.286.7 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.