SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2024
Tipo Cambio: 36.6243
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 1008013,201.09.51103,166.34.1401,745.31.484732,992.25.01045,523.50.44,66076,164.82.36,562122,793.12.1
De 100.1 a 250416,879.120.5203,047.64.0253,862.93.236460,649.19.19214,856.91.0759120,627.43.61,301209,923.03.7
De 250.1 a 500165,311.715.8174,967.16.5269,466.17.816959,298.98.99032,851.82.2407140,258.24.2725252,153.84.4
De 500.1 a 100053,252.49.71510,111.813.31812,764.710.68157,419.48.76246,634.53.1296207,698.26.2477337,881.15.9
De 1000.1 a 200033,435.410.21421,195.027.82941,893.434.74866,335.910.078118,886.08.0201285,778.88.6373537,524.49.4
De 2000.1 a 300000.00.012,896.13.8818,816.215.61332,788.84.93484,664.55.763153,800.94.6119292,966.55.1
De 3000.1 a 400000.00.0311,799.915.5310,110.38.4724,629.93.72691,553.16.136122,363.93.775260,457.24.6
De 4000.1 a 600000.00.029,958.013.100.00.0840,266.76.121102,219.76.834162,451.04.965314,895.35.5
De 6000.1 a 800000.00.000.00.0213,671.911.3320,649.23.1963,599.14.315104,083.73.129202,003.93.5
De 8000.1 a 1000000.00.019,156.112.018,384.96.9325,229.63.8761,984.44.21195,246.02.923200,000.93.5
De 10000.1 a 12000111,551.834.300.00.000.00.0332,961.95.0775,064.55.0334,527.71.014154,105.82.7
De 12000.1 a mas00.00.000.00.000.00.09210,180.531.720794,588.453.2291,831,956.654.9582,836,725.449.6
SUB - TOTAL C$86733,631.5 18376,297.8 152120,715.6 1,555663,402.2 5501,492,426.3 6,5143,334,957.1 9,8215,721,430.4 
PORCENTAJE8.80.6 1.91.3 1.52.1 15.811.6 5.626.1 66.358.3 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 2553868.80.866330.35.591975.810.82862,826.53.02,21220,892.25.724,761258,652.09.627,954283,745.58.9
De 25.1 a 50293.41.13106.41.825851.59.41084,030.74.261723,284.26.35,120174,208.36.55,875202,574.56.4
De 50.1 a 7500.00.02109.91.813787.68.7543,259.53.421113,270.83.61,35683,102.03.11,636100,529.93.2
De 75.1 a 10000.00.01100.01.79811.28.9443,993.54.227725,903.77.085976,049.52.81,190106,857.93.4
De 100.1 a 2002246.53.02245.24.171,128.312.4507,116.17.518226,890.17.31,247174,666.06.51,490210,292.36.6
De 200.1 a 4001355.24.300.00.03961.910.64713,755.314.413438,953.210.6692197,134.07.3877251,159.67.9
De 400.1 a 60000.00.000.00.01560.06.2199,664.010.15628,229.07.7257126,762.84.7333165,215.85.2
De 600.1 a 80000.00.000.00.000.00.064,323.64.53423,767.26.414098,249.43.7180126,340.24.0
De 800.1 a 100000.00.000.00.011,000.011.044,000.04.23533,239.89.0137127,248.94.7177165,488.75.2
De 1000.1 a 200000.00.000.00.012,000.022.01117,820.118.73857,368.715.6209311,275.211.6259388,463.912.2
De 2000.1 a 300000.00.012,070.034.200.00.038,000.08.4924,481.06.659154,394.35.772188,945.35.9
De 3000.1 a mas17,500.090.813,084.451.000.00.0116,729.017.51152,396.914.2117908,431.933.8131988,142.231.1
SUB - TOTAL US$5448,263.8 766,046.1 1519,076.3 63395,518.2 3,816368,676.9 34,9542,690,174.5 40,1743,177,755.8 
PORCENTAJE1.40.3 0.20.2 0.40.3 1.63.0 9.511.6 87.084.7 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$1,411336,317.2 259297,732.2 303453,128.6 2,1884,161,691.1 4,36614,994,960.4 41,468101,860,749.4 49,995122,104,578.7 
PORCENTAJE2.80.3 0.50.2 0.60.4 4.43.4 8.712.3 82.983.4 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.