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SISTEMA
BANCARIO Y FINANCIERAS |
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ESTRATIFICACION
DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL |
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AL 31 de
Diciembre del 2008 |
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| MONEDA NACIONAL |
Tipo
Cambio: |
19.8481 |
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| PLAZO |
|
Total |
| ESTRATO
(En Miles) |
Hasta
30 días |
De
31 a 60 días |
De
61 a 90 días |
De
91 a 180 días |
De
181 a 360 días |
A
más de 360 días |
| |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
| Hasta 100 |
14,477.0 |
21,283.8 |
43.8 |
205.0 |
1,012.2 |
1.4 |
18.0 |
673.0 |
3.0 |
57.0 |
2,272.8 |
3.6 |
307.0 |
11,401.8 |
7.8 |
1,837.0 |
79,011.0 |
7.9 |
16,901.0 |
115,654.6 |
8.6 |
| De 100.1 a 250 |
6.0 |
1,009.2 |
2.1 |
9.0 |
1,500.5 |
2.1 |
12.0 |
2,003.6 |
8.8 |
27.0 |
4,351.4 |
6.9 |
116.0 |
18,938.9 |
13.0 |
1,096.0 |
181,669.6 |
18.2 |
1,266.0 |
209,473.2 |
15.5 |
| De 250.1 a 500 |
3.0 |
1,184.6 |
2.4 |
3.0 |
984.3 |
1.4 |
11.0 |
3,769.7 |
16.6 |
22.0 |
8,468.5 |
13.5 |
56.0 |
19,281.2 |
13.2 |
544.0 |
188,839.7 |
18.9 |
639.0 |
222,528.1 |
16.5 |
| De 500.1 a 1000 |
8.0 |
5,653.6 |
11.6 |
3.0 |
2,594.3 |
3.7 |
9.0 |
7,774.2 |
34.3 |
19.0 |
13,052.9 |
20.8 |
50.0 |
33,865.0 |
23.3 |
240.0 |
163,264.7 |
16.3 |
329.0 |
226,204.6 |
16.8 |
| De 1000.1 a 2000 |
1.0 |
1,535.8 |
3.2 |
2.0 |
2,513.4 |
3.6 |
7.0 |
8,474.1 |
37.3 |
9.0 |
11,710.1 |
18.6 |
20.0 |
24,984.9 |
17.2 |
105.0 |
142,282.6 |
14.2 |
144.0 |
191,500.7 |
14.2 |
| De 2000.1 a 3000 |
2.0 |
4,218.3 |
8.7 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
4.0 |
8,569.7 |
13.6 |
3.0 |
6,319.4 |
4.3 |
25.0 |
60,656.4 |
6.1 |
34.0 |
79,763.9 |
5.9 |
| De 3000.1 a 4000 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
3.0 |
9,409.3 |
15.0 |
2.0 |
6,238.9 |
4.3 |
12.0 |
41,843.4 |
4.2 |
17.0 |
57,491.6 |
4.3 |
| De 4000.1 a 6000 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
1.0 |
4,962.0 |
7.9 |
2.0 |
8,664.9 |
6.0 |
8.0 |
37,514.4 |
3.8 |
11.0 |
51,141.3 |
3.8 |
| De 6000.1 a 8000 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
2.0 |
15,878.5 |
10.9 |
3.0 |
21,076.2 |
2.1 |
5.0 |
36,954.7 |
2.7 |
| De 8000.1 a 10000 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
2.0 |
18,224.7 |
1.8 |
2.0 |
18,224.7 |
1.4 |
| De 10000.1 a 12000 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
3.0 |
34,283.8 |
3.4 |
3.0 |
34,283.8 |
2.5 |
| De 12000.1 a mas |
1.0 |
13,714.8 |
28.2 |
2.0 |
61,330.6 |
87.7 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
2.0 |
29,920.2 |
3.0 |
5.0 |
104,965.6 |
7.8 |
| SUB - TOTAL C$ |
14,498 |
48,600.15 |
|
224 |
69,935.23 |
|
57 |
22,694.61 |
|
142 |
62,796.74 |
|
558 |
145,573.48 |
|
3,877 |
998,586.48 |
|
19,356 |
1,348,186.69 |
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| PORCENTAJE |
74.9 |
3.6 |
|
1.2 |
5.2 |
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0.3 |
1.7 |
|
0.7 |
4.7 |
|
2.9 |
10.8 |
|
20.0 |
74.1 |
|
100.0 |
100.0 |
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| MONEDA
EXTRANJERA |
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| PLAZO |
|
Total |
| ESTRATO (En Miles) |
Hasta
30 días |
De
31 a 60 días |
De
61 a 90 días |
De
91 a 180 días |
De
181 a 360 días |
A
más de 360 días |
| |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
Ptmos |
Saldo |
% |
| Hasta 25 |
682.0 |
257.7 |
16.2 |
41.0 |
252.4 |
5.7 |
58.0 |
763.2 |
7.4 |
379.0 |
3,918.3 |
6.1 |
1,704.0 |
15,609.7 |
10.3 |
14,038.0 |
133,696.5 |
15.7 |
16,902.0 |
154,497.7 |
14.2 |
| De 25.1 a 50 |
6.0 |
236.0 |
14.8 |
11.0 |
401.2 |
9.1 |
16.0 |
667.4 |
6.5 |
170.0 |
6,571.9 |
10.2 |
438.0 |
16,396.6 |
10.8 |
2,313.0 |
81,451.9 |
9.6 |
2,954.0 |
105,725.0 |
9.7 |
| De 50.1 a 75 |
3.0 |
200.9 |
12.6 |
6.0 |
355.1 |
8.1 |
14.0 |
878.0 |
8.6 |
62.0 |
3,807.9 |
5.9 |
127.0 |
7,748.7 |
5.1 |
875.0 |
53,961.5 |
6.3 |
1,087.0 |
66,952.1 |
6.2 |
| De 75.1 a 100 |
2.0 |
165.6 |
10.4 |
1.0 |
96.2 |
2.2 |
13.0 |
1,207.2 |
11.8 |
65.0 |
5,919.6 |
9.2 |
97.0 |
8,796.4 |
5.8 |
491.0 |
43,422.7 |
5.1 |
669.0 |
59,607.7 |
5.5 |
| De 100.1 a 200 |
1.0 |
101.0 |
6.4 |
2.0 |
368.7 |
8.4 |
12.0 |
1,511.9 |
14.7 |
76.0 |
10,850.6 |
16.8 |
142.0 |
20,570.6 |
13.5 |
669.0 |
93,909.8 |
11.0 |
902.0 |
127,312.5 |
11.7 |
| De 200.1 a 400 |
2.0 |
629.4 |
39.6 |
1.0 |
345.2 |
7.8 |
5.0 |
1,615.9 |
15.7 |
23.0 |
6,512.8 |
10.1 |
58.0 |
17,671.8 |
11.6 |
323.0 |
91,122.0 |
10.7 |
412.0 |
117,896.9 |
10.9 |
| De 400.1 a 600 |
0.0 |
0.0 |
0.0 |
1.0 |
581.5 |
13.2 |
2.0 |
852.3 |
8.3 |
11.0 |
5,549.4 |
8.6 |
30.0 |
14,746.5 |
9.7 |
105.0 |
51,538.0 |
6.0 |
149.0 |
73,267.8 |
6.8 |
| De 600.1 a 800 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
1.0 |
750.0 |
7.3 |
8.0 |
5,576.1 |
8.6 |
9.0 |
6,225.5 |
4.1 |
45.0 |
31,564.3 |
3.7 |
63.0 |
44,116.0 |
4.1 |
| De 800.1 a 1000 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
3.0 |
2,633.5 |
4.1 |
12.0 |
11,540.6 |
7.6 |
37.0 |
33,169.3 |
3.9 |
52.0 |
47,343.4 |
4.4 |
| De 1000.1 a 2000 |
0.0 |
0.0 |
0.0 |
1.0 |
2,000.0 |
45.5 |
0.0 |
0.0 |
0.0 |
7.0 |
10,137.1 |
15.7 |
11.0 |
15,731.4 |
10.3 |
71.0 |
102,179.9 |
12.0 |
90.0 |
130,048.4 |
12.0 |
| De 2000.1 a 3000 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
1.0 |
2,018.8 |
19.7 |
0.0 |
0.0 |
0.0 |
1.0 |
2,902.6 |
1.9 |
24.0 |
64,202.5 |
7.5 |
26.0 |
69,123.9 |
6.4 |
| De 3000.1 a mas |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
1.0 |
3,168.9 |
4.9 |
3.0 |
14,244.5 |
9.4 |
14.0 |
72,060.9 |
8.5 |
18.0 |
89,474.3 |
8.2 |
| SUB - TOTAL US$ |
696 |
1,590.5 |
|
64 |
4,400.4 |
|
122 |
10,264.7 |
|
805 |
64,646.0 |
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2,632 |
152,184.9 |
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19,005 |
852,279.2 |
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23,324 |
1,085,365.6 |
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| PORCENTAJE |
3.0 |
0.1 |
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0.3 |
0.4 |
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0.5 |
0.9 |
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3.5 |
6.0 |
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11.3 |
14.0 |
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81.5 |
78.5 |
|
100.0 |
100.0 |
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| PLAZO |
Hasta
30 días |
De
31 a 60 días |
De
61 a 90 días |
De
91 a 180 días |
De
181 a 360 días |
A
más de 360 días |
Total |
| Ptmos |
Saldo |
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Ptmos |
Saldo |
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Ptmos |
Saldo |
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Ptmos |
Saldo |
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Ptmos |
Saldo |
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Ptmos |
Saldo |
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Ptmos |
Saldo |
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| GRAN TOTAL C$ |
15,194 |
80,187.0 |
|
288 |
157,274.4 |
|
179 |
226,430.1 |
|
947 |
1,345,895.6 |
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3,190 |
3,166,156.9 |
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22,882 |
17,914,720.2 |
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42,680 |
22,890,664.3 |
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| PORCENTAJE |
35.6 |
0.4 |
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0.7 |
0.7 |
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0.4 |
1.0 |
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2.2 |
5.9 |
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7.5 |
13.8 |
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53.6 |
78.3 |
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100.0 |
100.0 |
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| Fuente: Informacion crediticia reportada por las Instituciones
Financieras supervisadas a la Central de Riesgo. |
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