SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL
AL 30 de Septiembre del 2025
Tipo Cambio: 36.6243
MONEDA NACIONAL
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días211 487.40.11,097 2,525.50.124,804 112,002.00.51,730 4,235.20.3234 563.00.1440 1,000.30.1174 634.10.3168 350.80.166 162.70.328,924 121,961.00.4
De 31 a 60 días276 948.40.21,009 3,400.60.111,804 127,757.80.62,291 7,003.70.5490 11,846.11.7556 2,342.00.2405 1,415.70.8132 407.00.189 246.10.417,052 155,367.60.5
De 61 a 90 días79 668.10.1243 6,928.00.26,106 286,953.91.4403 5,046.10.370 548.20.1142 1,074.50.116 73.10.043 303.30.113 46.20.17,115 301,641.41.1
De 91 a 180 días273 2,707.00.5823 110,084.23.515,534 907,349.84.31,021 52,115.33.5234 123,895.317.9514 261,172.620.924 2,528.41.4113 1,377.70.434 360.50.618,570 1,461,590.85.1
De 181 a 360 días1,009 38,486.87.33,353 915,291.629.336,470 3,569,821.517.15,670 212,641.514.41,043 83,478.012.12,282 320,558.525.7219 6,198.23.4563 12,999.83.9124 2,440.73.950,733 5,161,916.718.1
A más de 360 días25,721 487,268.391.851,815 2,089,131.966.8612,834 15,921,264.276.156,556 1,192,875.180.920,961 470,343.668.129,455 661,650.453.05,179 171,166.794.011,708 313,694.695.32,817 59,754.194.8817,046 21,367,149.074.8
SUB - TOTAL C$27,569 530,566.0 58,340 3,127,361.8 707,552 20,925,149.4 67,671 1,473,916.9 23,032 690,674.2 33,389 1,247,798.2 6,017 182,016.2 12,727 329,133.3 3,143 63,010.4 939,440 28,569,626.4 
PORCENTAJE2.91.9 6.210.9 75.373.2 7.25.2 2.52.4 3.64.4 0.60.6 1.41.2 0.30.2 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días11 7.00.06 0.60.0709 253.00.025 34.80.02 0.00.013 11.10.000.00.03 35.10.000.00.0769 341.60.0
De 31 a 60 días6 39.30.013 188.00.0615 305.80.034 6.60.000.00.011 201.60.100.00.000.00.01 15.00.0680 756.20.0
De 61 a 90 días22 41.90.033 1,864.00.31,796 6,986.60.245 209.90.117 2,042.61.313 334.10.16 81.80.112 524.80.411 110.80.31,955 12,196.60.2
De 91 a 180 días196 1,364.00.7320 6,275.51.12,552 35,696.71.0412 3,260.50.9104 1,195.50.7260 7,671.62.331 194.50.343 4,100.52.815 27.80.13,933 59,786.51.1
De 181 a 360 días873 16,191.78.81,729 35,548.36.512,902 201,976.95.72,107 11,467.63.0515 2,309.01.41,603 16,743.75.1234 1,279.52.1285 6,820.94.764 165.50.520,312 292,503.15.4
A más de 360 días41,692 165,606.690.479,352 505,461.192.0795,765 3,315,708.893.185,280 364,778.096.130,711 155,821.996.648,373 302,467.592.49,902 58,071.197.417,274 133,080.192.14,087 35,562.399.11,112,436 5,036,557.593.2
SUB - TOTAL US$42,800 183,250.6 81,453 549,337.4 814,339 3,560,927.9 87,903 379,757.2 31,349 161,369.1 50,273 327,429.7 10,173 59,626.9 17,617 144,561.4 4,178 35,881.3 1,140,085 5,402,141.6 
PORCENTAJE3.83.4 7.110.2 71.465.9 7.77.0 2.73.0 4.46.1 0.91.1 1.52.7 0.40.7 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$70,369 7,242,013.9 139,793 23,246,468.3 1,521,891 151,342,357.8 155,574 15,382,272.2 54,381 6,600,715.7 83,662 13,239,729.6 16,190 2,365,805.7 30,344 5,623,608.4 7,321 1,377,143.0 2,079,525 226,420,114.6 
PORCENTAJE3.43.2 6.710.3 73.266.8 7.56.8 2.62.9 4.05.8 0.81.0 1.52.5 0.40.6 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.