SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL
AL 30 de Septiembre del 2023
Tipo Cambio: 36.5326
MONEDA NACIONAL
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días355 433.80.11,866 3,104.30.421,635 61,261.50.62,732 3,993.50.4337 594.80.1890 1,169.20.2305 686.50.5167 193.00.185 142.00.328,372 71,578.70.5
De 31 a 60 días217 636.60.2773 2,153.00.311,776 74,714.70.81,823 4,502.30.4429 1,291.80.3559 1,918.60.3392 1,168.00.8126 270.20.159 130.30.316,154 86,785.50.6
De 61 a 90 días6 44.60.07 1,480.30.2236 107,158.51.129 1,349.00.100.00.03 61.70.000.00.04 28.00.000.00.0285 110,122.20.8
De 91 a 180 días48 345.40.1176 37,040.74.52,141 375,044.23.9303 5,509.30.537 410.20.1106 81,896.812.88 163.70.114 87.80.04 144.40.32,837 500,642.53.7
De 181 a 360 días349 36,701.410.21,741 39,826.64.94,284 183,473.31.93,499 60,692.85.4709 9,479.22.21,414 67,673.210.6159 3,541.12.4215 4,737.72.151 1,425.03.212,421 407,550.13.0
A más de 360 días17,907 321,987.489.438,496 732,741.589.8404,976 8,932,879.591.847,044 1,053,845.993.316,191 418,051.597.322,116 487,340.976.13,613 141,985.196.27,459 217,553.097.62,052 43,311.395.9559,854 12,349,696.291.3
SUB - TOTAL C$18,882 360,149.4 43,059 816,346.4 445,048 9,734,531.7 55,430 1,129,892.9 17,703 429,827.4 25,088 640,060.3 4,477 147,544.3 7,985 222,869.8 2,251 45,153.0 619,923 13,526,375.1 
PORCENTAJE3.02.7 6.96.0 71.872.0 8.98.4 2.93.2 4.04.7 0.71.1 1.31.6 0.40.3 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días176 7.00.0270 22.90.02,918 7,971.20.3551 5.90.048 0.40.0247 2.30.017 0.10.046 0.40.000.00.04,273 8,010.20.2
De 31 a 60 días4 20.50.09 10.60.0920 10,539.40.333 15.80.000.00.012 231.20.100.00.06 0.30.000.00.0984 10,817.90.3
De 61 a 90 días7 5.10.019 108.90.03,000 8,198.00.324 275.70.12 1.10.014 117.40.18 92.10.32 2.30.01 0.50.03,077 8,801.00.2
De 91 a 180 días125 1,234.21.0215 8,744.02.87,920 57,918.71.8316 1,840.30.862 340.00.4274 2,943.71.433 157.30.533 26.40.04 3.20.08,982 73,207.71.7
De 181 a 360 días1,057 12,046.510.01,983 22,411.77.119,842 274,557.18.62,219 16,705.76.9556 1,317.21.61,762 18,246.08.6213 1,232.94.1198 661.01.064 303.02.627,894 347,481.18.2
A más de 360 días29,985 107,159.088.959,885 282,294.490.0557,387 2,825,074.788.761,561 221,757.192.220,447 79,383.798.034,375 190,245.089.85,848 28,746.995.110,553 62,558.798.92,507 11,135.297.3782,548 3,808,354.689.5
SUB - TOTAL US$31,354 120,472.4 62,381 313,592.5 591,987 3,184,259.1 64,704 240,600.4 21,115 81,042.3 36,684 211,785.6 6,119 30,229.3 10,838 63,249.1 2,576 11,441.9 827,758 4,256,672.6 
PORCENTAJE3.82.8 7.57.4 71.574.8 7.85.7 2.61.9 4.45.0 0.70.7 1.31.5 0.30.3 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$50,236 4,761,318.8 105,440 12,272,693.4 1,037,035 126,064,299.8 120,134 9,919,631.3 38,818 3,390,511.5 61,772 8,377,155.2 10,596 1,251,885.2 18,823 2,533,527.8 4,827 463,155.6 1,447,681 169,034,178.5 
PORCENTAJE3.52.8 7.37.3 71.674.6 8.35.9 2.72.0 4.35.0 0.70.7 1.31.5 0.30.3 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.