SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2021
Tipo Cambio: 35.5210
MONEDA NACIONAL
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días345 677.70.31,492 2,953.70.417,090 62,409.40.82,672 5,195.70.6505 938.70.3807 1,811.30.3268 537.90.5217 330.60.2103 159.90.323,499 75,014.80.7
De 31 a 60 días115 366.60.1351 1,143.40.23,379 80,225.81.0498 2,474.80.3104 227.40.1204 717.00.1387 2,137.22.046 109.60.154 106.60.25,138 87,508.40.8
De 61 a 90 días3 18.70.015 54.60.0237 124,997.81.518 155.90.000.00.03 9.80.000.00.000.00.000.00.0276 125,236.71.1
De 91 a 180 días40 8,369.53.3172 23,552.23.31,878 272,964.03.3294 6,340.80.747 1,278.70.499 122,704.119.616 375.60.314 258.40.24 88.30.22,564 435,931.63.9
De 181 a 360 días446 17,404.56.82,139 74,139.810.35,463 420,128.65.14,168 52,368.86.1739 12,549.84.01,460 55,561.68.9168 4,312.44.0155 2,976.51.987 1,898.04.114,825 641,340.15.7
A más de 360 días12,611 229,977.689.630,603 616,401.085.8325,764 7,217,895.688.338,180 794,657.792.312,527 301,177.495.317,358 444,210.071.13,039 101,386.093.25,772 153,083.997.71,657 43,886.495.1447,511 9,902,675.587.9
SUB - TOTAL C$13,560 256,814.5 34,772 718,244.5 353,811 8,178,621.2 45,830 861,193.8 13,922 316,172.0 19,931 625,013.8 3,878 108,749.1 6,204 156,759.0 1,905 46,139.2 493,813 11,267,707.1 
PORCENTAJE2.72.3 7.06.4 71.672.6 9.37.6 2.82.8 4.05.5 0.81.0 1.31.4 0.40.4 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días21 0.60.016 0.50.01,017 247.00.062 3.50.03 0.00.010 0.30.000.00.010 1.40.000.00.01,139 253.20.0
De 31 a 60 días00.00.02 13.80.0356 3,963.10.23 0.30.000.00.05 642.00.300.00.01 0.00.000.00.0367 4,619.20.1
De 61 a 90 días14 12.10.020 237.90.12,635 28,658.01.139 284.20.19 41.80.114 396.70.25 0.70.01 0.20.000.00.02,737 29,631.60.9
De 91 a 180 días100 16,562.815.4238 4,289.11.74,783 36,298.71.5226 1,527.00.850 47.00.1194 9,829.54.918 114.30.624 28.00.17 35.00.45,640 68,731.32.0
De 181 a 360 días1,001 15,529.814.41,981 28,296.111.09,182 214,349.58.61,793 13,901.06.9412 1,241.82.51,977 26,668.813.4111 916.64.8166 290.70.548 156.62.016,671 301,350.98.9
A más de 360 días22,042 75,784.970.245,462 225,409.487.3452,889 2,216,654.488.745,784 186,521.192.215,218 48,511.497.326,274 161,460.481.14,606 18,122.194.67,938 53,160.299.41,863 7,680.197.6622,076 2,993,303.988.1
SUB - TOTAL US$23,178 107,890.2 47,719 258,246.8 470,862 2,500,170.6 47,907 202,237.1 15,692 49,842.0 28,474 198,997.7 4,740 19,153.7 8,140 53,480.4 1,918 7,871.6 648,630 3,397,890.2 
PORCENTAJE3.63.2 7.47.6 72.673.6 7.46.0 2.41.5 4.45.9 0.70.6 1.31.6 0.30.2 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$36,738 4,089,196.0 82,491 9,891,470.5 824,673 96,987,619.4 93,737 8,044,864.0 29,614 2,086,612.5 48,405 7,693,605.4 8,618 789,112.0 14,344 2,056,431.2 3,823 325,746.4 1,142,443 131,964,657.4 
PORCENTAJE3.23.1 7.27.5 72.273.5 8.26.1 2.61.6 4.25.8 0.80.6 1.31.6 0.30.2 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.