SISTEMA BANCARIO Y FINANCIERAS ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 31 de Diciembre del 2009 MONEDA NACIONAL Tipo Cambio:  20.8405

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 129  180.0 0.1 884  1,153.6 0.3 11,879  38,858.7 1.0 1,085  3,186.2 0.8 22  15.6 0.0 440  545.8 0.1 0 0.0 0.0 7  24.3 0.0 0 0.0 0.0 14,446  43,964.1 0.8 De 31 a 60 días 5  110.9 0.1 29  2,470.2 0.6 120  82,518.7 2.2 29  94.2 0.0 4  9.7 0.0 25  469.7 0.1 0 0.0 0.0 10  32.3 0.0 0 0.0 0.0 222  85,705.6 1.5 De 61 a 90 días 21  415.6 0.3 34  2,369.9 0.5 66  6,096.6 0.2 34  822.8 0.2 9  296.1 0.2 21  872.4 0.2 2  21.7 0.1 4  15.4 0.0 0 0.0 0.0 191  10,910.5 0.2 De 91 a 180 días 254  2,939.7 2.1 337  18,428.2 4.1 710  46,278.8 1.2 382  7,407.9 2.0 62  774.2 0.4 264  4,083.7 0.9 12  356.8 1.0 28  732.1 0.4 1  5.4 0.0 2,050  81,006.9 1.5 De 181 a 360 días 1,548  16,096.6 11.4 2,057  44,323.0 9.9 4,536  72,783.2 2.0 3,127  58,046.0 15.3 567  5,731.2 3.2 1,760  23,509.5 5.3 46  953.7 2.6 102  1,391.4 0.7 2  712.2 3.5 13,745  223,546.8 4.0 A más de 360 días 7,934  120,986.2 86.0 18,147  378,010.8 84.6 340,078  3,480,964.4 93.4 24,788  309,053.7 81.6 8,957  173,999.1 96.2 13,105  413,808.9 93.3 941  35,223.5 96.4 4,213  186,485.8 98.8 439  19,867.8 96.5 418,602  5,118,400.2 92.0 SUB - TOTAL C$ 9,891  140,729.0   21,488  446,755.7   357,389  3,727,500.4   29,445  378,610.7   9,621  180,825.9   15,615  443,290.0   1,001  36,555.7   4,364  188,681.3   442  20,585.4   449,256  5,563,534.1   PORCENTAJE 2.2 2.5   4.8 8.0   79.6 67.0   6.6 6.8   2.1 3.3   3.5 8.0   0.2 0.7   1.0 3.4   0.1 0.4   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 5  0.0 0.0 36  11.7 0.0 545  2,873.2 0.2 69  15.0 0.0 1  0.0 0.0 28  3.7 0.0 1  0.0 0.0 1  0.0 0.0 0 0.0 0.0 686  2,903.6 0.2 De 31 a 60 días 5  10.0 0.0 10  195.4 0.1 73  7,136.7 0.6 12  35.9 0.0 3  3.4 0.0 4  54.5 0.0 0 0.0 0.0 1  0.2 0.0 0 0.0 0.0 108  7,436.1 0.4 De 61 a 90 días 23  284.0 0.5 36  614.8 0.5 528  6,089.6 0.5 42  148.0 0.1 13  22.7 0.1 26  78.3 0.1 4  0.8 0.0 5  0.8 0.0 0 0.0 0.0 677  7,239.0 0.4 De 91 a 180 días 96  1,640.9 2.9 210  4,044.5 3.1 2,776  65,109.0 5.0 193  2,264.1 2.0 43  156.1 0.4 274  8,860.2 6.7 15  14.0 0.1 22  84.4 0.4 2  15.4 0.1 3,631  82,188.6 4.5 De 181 a 360 días 426  1,918.4 3.4 1,152  22,280.5 16.8 7,625  105,702.2 8.2 866  9,026.7 8.1 252  1,676.8 3.8 1,228  23,688.2 17.9 136  479.6 3.7 163  857.4 4.0 44  263.7 2.2 11,892  165,893.6 9.2 A más de 360 días 9,064  52,554.7 93.2 16,535  105,285.8 79.5 287,960  1,103,143.4 85.5 19,584  99,462.2 89.6 7,206  42,500.0 95.8 10,537  99,293.1 75.2 2,059  12,345.9 96.1 3,706  20,734.4 95.7 512  11,719.8 97.7 357,163  1,547,039.3 85.3 SUB - TOTAL US$ 9,619  56,408.0   17,979  132,432.7   299,507  1,290,054.2   20,766  110,952.0   7,518  44,359.0   12,097  131,978.1   2,215  12,840.3   3,898  21,677.1   558  11,998.9   374,157  1,812,700.3   PORCENTAJE 2.6 3.1   4.8 7.3   80.0 71.2   5.6 6.1   2.0 2.4   3.2 7.3   0.6 0.7   1.0 1.2   0.1 0.7   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 19,510  1,316,299.4   39,467  3,206,723.3   656,896  30,613,311.2   50,211  2,690,911.3   17,139  1,105,297.2   27,712  3,193,777.0   3,216  304,153.9   8,262  640,442.9   1,000  270,647.5   823,413  43,341,563.7   PORCENTAJE 2.4 3.0   4.8 7.4   79.8 70.6   6.1 6.2   2.1 2.6   3.4 7.4   0.4 0.7   1.0 1.5   0.1 0.6   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.