SUPERINTENDENCIA DE BANCOS Y DE OTRAS INSTITUCIONES FINANCIERAS (SIBOIF)
SISTEMA BANCARIO Y FINANCIERAS (CONSOLIDADO)
ESTRATIFICACION DE LA CARTERA POR ACTIVIDAD Y PLAZO CONTRACTUAL
Período: AL 30/09/2008																													Tipo Cambio:			19.6062
MONEDA NACIONAL
ACTIVIDAD/	Personales			Tarjeta_Credito			Comercial			Agricola			Ganadera			Industrial			Hipotecaria			Desarrollo_Habitacional			Sector_Publico			Otros			Total
ESTRATOS
(En miles)	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%
Hasta 30 días	4	36.9	0.0	0	0.0	0.0	14,612	130,616.3	7.5	2	191.4	0.0	1	99.1	0.0	2	9.0	0.0	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	14,621	130,952.7	1.8
De 31 a 60 días	4	61.8	0.0	0	0.0	0.0	287	24,285.2	1.4	4	17.6	0.0	0	0.0	0.0	3	238.1	0.2	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	2	5.5	0.0	300	24,608.1	0.3
De 61 a 90 días	11	105.3	0.0	0	0.0	0.0	195	10,461.0	0.6	45	551.8	0.1	2	903.4	0.2	47	12,561.6	12.8	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	18	75.9	0.1	318	24,659.0	0.3
De 91 a 180 días	98	1,491.6	0.1	0	0.0	0.0	2,435	36,505.2	2.1	1,295	16,511.0	3.4	8	2,167.2	0.6	255	19,942.9	20.4	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	265	1,542.2	1.7	4,356	78,160.1	1.1
De 181 a 360 días	1,437	7,638.8	0.7	65	5,186.9	0.1	12,723	137,191.5	7.9	6,163	94,595.0	19.3	57	12,602.3	3.4	1,399	22,046.8	22.5	1	161.7	0.3	0	0.0	0.0	2	1,573.2	100.0	1,104	4,037.3	4.6	22,951	285,033.5	3.9
A más de 360 días	70,532	1,046,729.8	99.1	462,235	3,483,236.1	99.9	50,361	1,403,677.4	80.5	5,860	379,207.5	77.2	2,730	356,728.4	95.8	5,100	43,123.4	44.0	1,016	57,915.7	99.7	0	0.0	0.0	0	0.0	0.0	6,454	82,586.0	93.6	604,288	6,853,204.3	92.7
SUB - TOTAL C$	72,086	1,056,064.1	100.0	462,300	3,488,423.0	100.0	80,613	1,742,736.6	100.0	13,369	491,074.4	100.0	2,798	372,500.3	100.0	6,806	97,921.8	100.0	1,017	58,077.4	100.0	0	0.0	0.0	2	1,573.2	100.0	7,843	88,247.0	100.0	646,834	7,396,617.8	100.0
MONEDA EXTRANJERA
ACTIVIDAD/	Personales			Tarjeta_Credito			Comercial			Agricola			Ganadera			Industrial			Hipotecaria			Desarrollo_Habitacional			Sector_Publico			Otros			Total
ESTRATOS
(En miles)	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%
Hasta 30 días	8	57.6	0.0	0	0.0	0.0	845	7,155.1	1.0	1	1.3	0.0	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	1	0.1	0.0	855	7,214.0	0.4
De 31 a 60 días	21	71.4	0.0	1	0.0	0.0	79	6,345.7	0.9	9	367.9	0.2	0	0.0	0.0	1	50.0	0.0	0	0.0	0.0	0	0.0	0.0	0	0.0	0.0	3	5.4	0.0	114	6,840.4	0.3
De 61 a 90 días	35	323.0	0.1	0	0.0	0.0	120	7,226.1	1.0	19	299.1	0.2	2	44.2	0.1	15	1,570.5	0.8	2	50.0	0.0	0	0.0	0.0	0	0.0	0.0	14	22.3	0.1	207	9,535.2	0.5
De 91 a 180 días	169	1,334.8	0.5	0	0.0	0.0	662	45,673.2	6.5	236	9,480.8	5.4	13	201.5	0.3	119	13,791.0	7.0	29	623.5	0.2	0	0.0	0.0	0	0.0	0.0	172	345.1	0.9	1,400	71,449.8	3.6
De 181 a 360 días	1,002	2,334.8	0.9	36	45.3	0.0	1,578	87,190.2	12.4	1,512	31,828.5	18.1	196	2,613.1	4.0	299	25,752.2	13.0	137	2,395.9	0.7	5	225.0	5.0	0	0.0	0.0	847	694.0	1.8	5,612	153,079.0	7.6
A más de 360 días	64,626	262,188.6	98.5	349,908	226,817.0	100.0	20,248	547,714.9	78.1	4,865	133,993.0	76.1	3,152	63,089.7	95.7	2,539	156,627.7	79.2	10,409	322,171.9	99.1	10	4,294.8	95.0	8	4,417.5	100.0	15,746	37,016.4	97.2	471,511	1,758,331.5	87.6
SUB - TOTAL US$	65,861	266,310.2	100.0	349,945	226,862.2	100.0	23,532	701,305.2	100.0	6,642	175,970.6	100.0	3,363	65,948.5	100.0	2,973	197,791.3	100.0	10,577	325,241.3	100.0	15	4,519.8	100.0	8	4,417.5	100.0	16,783	38,083.2	100.0	479,699	2,006,449.8	100.0
	Personales			Tarjeta_Credito			Comercial			Agricola			Ganadera			Industrial			Hipotecaria			Desarrollo_Habitacional			Sector_Publico			Otros			Total
	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%	Ptmos	Saldo	%
GRAN TOTAL C$	137,947	6,277,387.8	100.0	812,245	7,936,760.1	100.0	104,145	15,492,686.3	100.0	20,011	3,941,194.3	100.0	6,161	1,665,496.0	100.0	9,779	3,975,859.0	100.0	11,594	6,434,826.0	100.0	15	88,615.3	100.0	10	88,184.3	100.0	24,626	834,901.4	100.0	1,126,533	46,735,910.3	100.0
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.