| Activos de riesgo crediticios | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | AVANZ | BANCO PRODUZCAMOS | FINANCIERA FAMA | FINANCIERA FINCA NICARAGUA | FINANCIERA FUNDESER | Financiera FDL, S.A. | TOTAL | | Efectivo y Equivalentes de Efectivo Ponderado por Riesgo | 1,480.60 | 936.75 | 1,675.97 | 660.86 | 286.75 | 81.03 | 31.40 | 127.36 | 0.25 | 0.58 | 164.47 | 5,446.01 | | 0.00% | 10,557.02 | 7,290.01 | 11,348.84 | 3,475.78 | 1,849.18 | 1,971.81 | 234.55 | 282.30 | 282.81 | 269.72 | 226.29 | 37,788.30 | | 20.00% | 6,642.28 | 1,137.22 | 4,453.91 | 31.30 | 1,320.40 | 47.67 | 157.00 | 106.91 | 1.23 | 2.91 | 12.57 | 13,913.42 | | 50.00% | 194.13 | 295.06 | 946.73 | 1,294.43 | 0.00 | 143.00 | 0.00 | 0.00 | 0.00 | 0.00 | 16.73 | 2,890.09 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 55.07 | 561.77 | 311.82 | 7.38 | 22.67 | 0.00 | 0.00 | 105.97 | 0.00 | 0.00 | 153.59 | 1,218.28 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | | | | | | | | | | | | | | Inversiones, Neta Ponderada por Riesgo | 46.18 | 3,488.35 | 8.90 | 0.00 | 6.75 | 6.75 | 107.63 | 0.00 | 0.00 | 0.00 | 100.68 | 3,765.24 | | 0.00% | 6,395.48 | 6,542.75 | 0.00 | 881.43 | 1,852.04 | 0.00 | 2,562.48 | 0.33 | 0.00 | 0.00 | 0.05 | 18,234.58 | | 20.00% | 0.00 | 6,821.36 | 0.00 | 0.00 | 0.00 | 0.00 | 284.99 | 0.00 | 0.00 | 0.00 | 0.00 | 7,106.35 | | 50.00% | 94.95 | 2,785.49 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2,880.44 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 0.00 | 731.33 | 8.90 | 0.00 | 6.75 | 6.75 | 50.64 | 0.00 | 0.00 | 0.00 | 100.68 | 905.04 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Deterioro de Inversiones a Costo Amortizado | -1.30 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -1.30 | | | | | | | | | | | | | | | | Cartera de Créditos, Neta Ponderada por Riesgo | 40,898.19 | 27,545.58 | 31,660.97 | 13,305.99 | 8,028.54 | 3,688.64 | 948.68 | 1,477.09 | 771.37 | 1,492.48 | 2,714.30 | 132,531.82 | | 0.00% | 192.60 | 398.22 | 171.24 | 70.70 | 57.94 | 109.01 | 1,737.18 | 0.00 | 0.00 | 0.00 | 0.00 | 2,736.90 | | 20.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 150.43 | 0.00 | 0.00 | 0.00 | 0.00 | 150.43 | | 50.00% | 1,154.64 | 1,873.47 | 257.23 | 3,434.79 | 207.93 | 0.00 | 7.30 | 0.00 | 0.00 | 6.15 | 12.86 | 6,954.37 | | 60.00% | 3,949.72 | 3,654.10 | 3,940.96 | 3,026.18 | 587.10 | 121.27 | 0.00 | 7.29 | 1.76 | 0.82 | 0.00 | 15,289.19 | | 100.00% | 7,082.84 | 3,379.41 | 3,901.59 | 994.04 | 238.51 | 243.72 | 431.49 | 14.98 | 0.00 | 128.69 | 0.35 | 16,415.63 | | 125.00% | 26,017.86 | 18,015.20 | 21,717.31 | 7,521.65 | 6,181.13 | 2,902.41 | 443.25 | 1,341.22 | 768.14 | 1,272.89 | 2,509.66 | 88,690.70 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 92.63 | 0.00 | 0.00 | 0.00 | 0.00 | 92.63 | | Provisión de Cartera de Créditos | -1,654.12 | -1,482.02 | -1,880.45 | -623.22 | -392.61 | -255.86 | -209.55 | -218.78 | -189.86 | -230.89 | -429.55 | -7,566.92 | | | | | | | | | | | | | | | | Activos no Corrientes Mantenidos para la Venta, Neto Ponderado por Riesgo | 7.18 | 49.71 | 0.00 | 2.71 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 59.60 | | 0.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 20.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 50.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 7.18 | 49.71 | 0.00 | 2.71 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 59.60 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Deterioro de Activos no Corrientes Mantenidos para la Venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | | | | | | | | | | | | | | Activos Recibidos en Recuperación de Crédito, Neto Ponderado por Riesgo | 253.99 | 490.04 | 19.32 | 128.97 | 15.64 | 3.41 | 0.00 | 7.81 | 22.17 | 1.90 | 3.41 | 946.65 | | 0.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 20.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 50.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 446.58 | 948.42 | 101.94 | 211.22 | 27.52 | 17.01 | 12.88 | 27.91 | 44.53 | 7.89 | 7.61 | 1,853.51 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Provisión para Bienes Recibidos en Recuperación de Créditos | -192.59 | -458.38 | -82.62 | -82.25 | -11.88 | -13.60 | -12.88 | -20.10 | -22.36 | -5.99 | -4.20 | -906.86 | | | | | | | | | | | | | | | | Participaciones, Neta Ponderada por Riesgo | 239.64 | 1,590.12 | 67.35 | 28.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,925.21 | | 0.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 20.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 50.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 239.64 | 1,590.12 | 67.35 | 28.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,925.21 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Deterioro de Participaciones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | | | | | | | | | | | | | | Activo Material, Neto Ponderado por Riesgo | 1,468.80 | 487.52 | 640.60 | 371.27 | 137.97 | 214.47 | 157.73 | 58.04 | 35.77 | 43.78 | 21.38 | 3,637.33 | | 0.00% | 44.65 | 15.91 | 0.27 | 10.82 | 15.20 | 12.43 | 0.00 | 12.52 | 1.80 | 1.33 | 17.27 | 132.19 | | 20.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 50.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 1,468.80 | 487.52 | 640.60 | 371.27 | 137.97 | 214.47 | 157.73 | 58.04 | 35.77 | 43.78 | 21.38 | 3,637.33 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | | | | | | | | | | | | | | Otros Activos, Neto Ponderado por Riesgo | 368.07 | 721.58 | 152.25 | 134.12 | 98.69 | 37.40 | 8.10 | 37.95 | 6.98 | 7.80 | 16.20 | 1,589.14 | | 0.00% | 294.05 | 271.47 | 59.48 | 313.49 | 328.38 | 120.64 | 100.43 | 80.77 | 1.86 | 34.32 | 52.02 | 1,656.91 | | 20.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 50.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 388.44 | 864.46 | 161.53 | 141.61 | 104.54 | 40.68 | 10.16 | 49.53 | 7.44 | 20.38 | 22.99 | 1,811.76 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Provisión, Amortización y Deterioro de Otros Activos | -135.72 | -206.08 | -37.87 | -184.26 | -22.70 | -70.23 | -56.07 | -60.89 | -0.46 | -38.14 | -16.26 | -828.68 | | | | | | | | | | | | | | | | Cuentas Contingentes, Neta Ponderada por Riesgo | 2,303.76 | 5,605.00 | 521.64 | 51.41 | 249.25 | 23.69 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8,754.76 | | 0.00% | 15,367.02 | 4,007.10 | 7,398.51 | 1,015.35 | 5,657.67 | 42.18 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 33,487.83 | | 20.00% | 92.08 | 2,055.64 | 0.00 | 0.00 | 0.00 | 115.96 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2,263.68 | | 50.00% | 641.10 | 1,740.16 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2,381.27 | | 60.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 100.00% | 1,979.22 | 4,353.04 | 528.29 | 51.93 | 251.76 | 0.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 7,164.75 | | 125.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | 150.00% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Provisión para Créditos Contingentes | -14.44 | -29.24 | -6.65 | -0.52 | -2.52 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -53.37 | | | | | | | | | | | | | | | | Sub-Total Activos Ponderado por Riesgo | 47,066.40 | 40,914.64 | 34,747.00 | 14,683.44 | 8,823.57 | 4,055.40 | 1,253.54 | 1,708.25 | 836.53 | 1,546.54 | 3,020.44 | 158,655.76 | | Activos Nocionales por Riesgo Cambiario | 6,127.21 | 4,041.71 | 5,616.87 | 1,145.48 | 892.97 | 571.04 | 2,284.85 | 257.67 | 58.65 | 74.96 | 189.89 | 21,261.31 | | Menos Participaciones en Instrumentos de Capital | 239.64 | 1,590.12 | 67.35 | 28.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,925.21 | | Total Activos de Riesgo | 52,953.98 | 43,366.24 | 40,296.52 | 15,800.82 | 9,716.54 | 4,626.44 | 3,538.38 | 1,965.92 | 895.19 | 1,621.50 | 3,210.33 | 177,991.86 |
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