Sistema Bancario: Composicion de los Activos de Riesgo
Nov-05
(En C$ miles)			Banpro	BCC	BAC	BDF	B. UNO	Banistmo	Procredit	Finarca	Findesa	TOTAL
Activos de Riesgo
Activos de riesgo crediticios
Disponibilidades ponderadas por riesgo			202,337.3	65,929.7	63,053.8	50,470.3	85,860.9	6,633.8	5,485.7	6,029.9	81,819.6	567,621.0
	0%		2,234,043.2	1,691,583.3	1,674,350.69	952,093.01	732,550.84	7,813.99	96,456.16	55,466.47	97,020.76	7,541,378.3
	20%		272,393.8	211,987.7	306,447.27	231,452.96	367,893.53	2,428.36	13,616.27	1,968.71	-	1,408,188.5
	50%		1.0	0.0	-	-	345.07	9,421.63	5,524.96	11,272.27	156,465.75	183,030.7
	100%		147,858.0	23,532.2	1,764.32	4,179.69	12,109.65	1,437.28	-	-	3,586.76	194,467.9
Inversiones netas ponderadas por riesgo			41,002.6	152,182.7	167,927.4	37,783.7	9,781.4	0.0	0.0	1,586.1	14,299.8	424,563.5
	0%		4,722,003.4	3,126,725.5	210,750.6	1,680,064.5	551,387.0	13,774.9	0.0	0.0	4,954.8	10,309,660.8
	20%		51,648.1	39,454.4	724,839.3	91,217.1	21,625.1	0.0	0.0	0.0	0.0	928,784.0
	50%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	17,188.2	17,188.2
	100%		30,673.0	144,291.8	22,959.6	19,540.3	5,456.4	0.0	0.0	1,586.1	5,705.7	230,212.7
Cartera de Créditos neta pond. por riesgo			4,796,982.9	3,973,531.4	4,478,080.9	2,215,497.7	2,000,360.0	187,773.8	995,395.0	265,886.1	893,679.0	19,807,186.8
	0%		536,330.2	312,111.3	260,634.2	228,888.4	120,426.3	498.4	2,840.8	862.5	19,960.9	1,482,552.8
	20%		0.0	0.0	0.0	0.0	5,647.3	0.0	0.0	0.0	0.0	5,647.3
	50%		485,654.7	755,726.4	626,513.6	985,457.2	44,265.7	2,028.7	127,532.2	8,011.2	9,077.5	3,044,267.3
	100%		4,554,155.5	3,595,668.2	4,164,824.1	1,722,769.1	1,977,097.7	186,759.5	931,628.9	261,880.5	889,140.2	18,283,923.7
Otros Activos ponderados por riesgo			354,848.3	744,249.2	367,879.5	210,898.8	191,143.0	18,635.9	82,474.6	29,579.7	51,359.7	2,051,068.6
	0%		1,606.7	104,040.9	0.0	0.0	0.0	0.0	0.0	0.0	0.0	105,647.7
	20%		0.0	0.0	0.0	0.0		0.0			0.0	0.0
	50%		0.0	0.0	0.0	0.0		0.0			0.0	0.0
	100%		354,848.3	744,249.2	367,879.5	210,898.8	191,143.0	18,635.9	82,474.6	29,579.7	51,359.7	2,051,068.6
Ctas. Contingentes netas pond.por riesgo			365,772.9	313,405.9	109,600.9	38,451.5	17,420.9	591.6	0.0	4,124.7	1,685.6	851,054.0
	0%		1,395,925.0	622,197.9	529,356.5	61,874.7	1,551,866.1	0.0	0.0	0.0	1,728.5	4,162,948.7
	20%		0.0	50,442.3	0.0	0.0	46,101.4	0.0	0.0	0.0	0.0	96,543.7
	50%		4,297.3	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4,297.3
	100%		363,624.2	303,317.5	109,600.9	38,451.5	8,200.6	591.6	0.0	4,124.7	1,685.6	829,596.6
Sub-Total Crediticios pond. por riesgo			5,760,944.0	5,249,299.0	5,186,542.5	2,553,101.9	2,304,566.1	213,635.2	1,083,355.3	307,206.3	1,042,843.6	23,701,493.9
Activos Nocionales de Riesgo Cambiario			1,520,908.8	966,763.8	747,286.1	355,326.4	520,242.1	97,015.6	237,906.6	28,009.7	62,853.5	4,536,312.5
Total Activos de Riesgo			7,281,852.8	6,216,062.8	5,933,828.6	2,908,428.3	2,824,808.2	310,650.7	1,321,261.9	335,216.0	1,105,697.1	28,237,806.4
Nota: Las cifras reflejadas en las diferentes categorías de porcentajes corresponden al saldo en libros a la fecha de corte. Las cifras correspondientes a los distintos conceptos de activos corresponden al saldo ponderado con base a los diferentes porcentajes de riesgo.