Sistema Bancario: Composicion de los Activos de Riesgo
Enero-05
(En C$ miles)			BANPRO	BANCENTRO	BAC	BDF	BANCO UNO	CALEY  DAGNALL	BANISTMO	PROCREDIT	FINARCA	FINDESA	TOTAL
Activos de Riesgo
Activos de riesgo crediticios
Disponibilidades ponderadas por riesgo			123,988.5	71,910.3	22,633.8	30,350.7	101,177.0	9,482.7	40,314.4	17,256.2	1,636.2	44,274.0	463,023.8
	0%		2,056,085.1	1,566,240.2	1,641,756.6	919,973.7	939,350.1	350,131.1	4,806.2	48,818.5	16,786.7	74,948.9	7,618,897.2
	20%		439,126.4	333,636.2	109,435.3	131,684.7	458,025.3	36,124.7	123,207.0	37,884.6	456.7	0.0	1,669,580.9
	50%		1.0	0.0	0.0	0.0	2,014.4	0.0	0.0	19,358.5	3,089.8	88,548.0	113,011.6
	100%		36,162.7	5,183.1	746.7	4,013.8	8,564.8	2,257.8	15,673.0	0.0	0.0	0.0	72,601.8
Inversiones netas ponderadas por riesgo			10,476.5	140,992.6	22,212.8	61,388.9	7,015.7	31,982.1	23.6	0.0	1,584.9	9,844.9	285,521.9
	0%		4,453,631.0	2,886,588.1	693,995.8	1,787,933.4	673,313.2	220,187.2	0.0	0.0	0.0	0.0	10,715,648.6
	20%		51,632.4	66,326.4	0.0	124,653.9	18,248.1	0.0	0.0	0.0	0.0	0.0	260,860.8
	50%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8,247.1	8,247.1
	100%		150.0	127,727.3	22,212.8	36,458.1	3,366.1	31,982.1	23.6	0.0	1,584.9	5,721.3	229,226.1
Cartera de Créditos neta pond. por riesgo			3,568,315.1	3,181,340.5	3,669,407.5	1,736,165.6	1,456,190.1	420,851.5	0.0	664,159.1	200,188.6	539,264.0	15,435,882.0
	0%		441,578.2	325,517.2	111,987.4	247,025.3	113,237.4	238,562.9	0.0	2,522.9	0.0	13,720.3	1,494,151.7
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		422,614.6	565,641.1	455,769.3	725,116.2	34,473.3	43,997.8	0.0	96,101.2	5,903.7	10,437.7	2,360,054.9
	100%		3,357,007.9	2,898,519.9	3,441,522.8	1,373,607.5	1,438,953.5	398,852.6	0.0	616,108.5	197,236.8	534,045.2	14,255,854.6
Otros Activos ponderados por riesgo			306,311.8	611,539.2	310,857.8	198,941.2	210,442.0	43,946.8	17,257.7	40,173.1	31,318.4	37,338.1	1,808,126.0
	0%		2,780.8	52,410.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	55,190.8
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		306,311.8	611,539.2	310,857.8	198,941.2	210,442.0	43,946.8	17,257.7	40,173.1	31,318.4	37,338.1	1,808,126.0
Ctas. Contingentes netas pond.por riesgo			223,729.5	215,730.7	143,575.6	44,300.0	17,997.5	21,265.4	0.0	0.0	3,502.1	0.0	670,100.8
	0%		1,103,091.2	618,045.8	334,525.1	71,963.8	965,191.3	5,430.4	0.0	1,363.6	0.0	62.5	3,099,673.7
	20%		0.0	21,245.1	0.0	0.0	44,271.6	0.0	0.0	0.0	0.0	0.0	65,516.7
	50%		4,764.4	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4,764.4
	100%		221,347.4	211,481.7	143,575.6	44,300.0	9,143.1	21,265.4	0.0	0.0	3,502.1	0.0	654,615.3
Sub-Total Crediticios pond. por riesgo			4,232,821.5	4,221,513.3	4,168,687.4	2,071,146.3	1,792,822.3	527,528.5	57,595.7	721,588.3	238,230.2	630,721.0	18,662,654.5
Monto Nocional Activos de Riesgo Camb.			1,316,034.8	933,635.7	511,989.3	70,537.3	589,769.6	80,224.5	104,066.4	196,379.5	24,172.4	47,986.4	3,874,795.8
Total Activos de Riesgo			5,548,856.2	5,155,149.0	4,680,676.7	2,141,683.7	2,382,591.8	607,753.0	161,662.1	917,967.8	262,402.7	678,707.4	22,537,450.4
Nota: Las cifras reflejadas en las diferentes categorías de porcentajes corresponden al saldo en libros a la fecha de corte. Las cifras correspondientes a los distintos conceptos de activos corresponden al saldo ponderado con base a los diferentes porcent