| | | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | AVANZ | BANCO PRODUZCAMOS | BANCO ATLÁNTIDA | FINANCIERA FAMA | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Activo | 96,825,573.0 | 81,142,298.6 | 81,823,207.6 | 21,480,767.5 | 26,294,509.0 | 11,173,653.9 | 7,245,152.2 | 2,423,778.9 | 2,649,267.0 | 3,572,425.2 | 334,630,633.0 | | Efectivo y Equivalentes de Efectivo | 27,353,048.9 | 18,119,334.8 | 20,160,173.8 | 4,218,981.0 | 5,048,259.2 | 2,464,777.8 | 825,804.8 | 720,988.7 | 379,879.6 | 372,458.7 | 79,663,707.5 | | Moneda Nacional | 13,758,384.7 | 5,587,023.4 | 6,556,171.0 | 1,200,960.6 | 1,080,661.0 | 690,396.4 | 312,823.3 | 398,455.3 | 175,209.4 | 141,329.1 | 29,901,414.2 | | Caja | 2,641,737.6 | 1,831,298.1 | 2,663,426.7 | 194,493.7 | 382,519.4 | 207,018.2 | 6,841.5 | 9,735.2 | 20,805.6 | 88,469.6 | 8,046,345.5 | | Banco Central de Nicaragua | 4,885,269.3 | 3,502,588.9 | 3,713,507.3 | 587,133.5 | 433,022.3 | 176,065.8 | 6,050.1 | 29,274.3 | 26,015.3 | 0.0 | 13,358,926.8 | | Instituciones Financieras | 470,132.5 | 250,787.9 | 179,237.1 | 99,494.4 | 37,540.2 | 12,265.2 | 42,821.2 | 18,331.4 | 38,524.0 | 52,859.5 | 1,201,993.5 | | Depósitos Restringidos | 0.0 | 2,348.6 | 0.0 | 0.0 | 2,543.2 | 0.0 | 0.0 | 2,251.8 | 0.0 | 0.0 | 7,143.6 | | Equivalentes de Efectivo | 5,761,245.3 | 0.0 | 0.0 | 319,838.9 | 225,035.9 | 295,047.1 | 257,110.5 | 338,862.6 | 89,864.4 | 0.0 | 7,287,004.7 | | Moneda Extranjera | 13,594,664.2 | 12,532,311.3 | 13,604,002.8 | 3,018,020.4 | 3,967,598.3 | 1,774,381.5 | 512,981.5 | 322,533.5 | 204,670.2 | 231,129.6 | 49,762,293.3 | | Caja | 2,113,747.6 | 1,436,320.0 | 2,169,454.7 | 197,172.3 | 475,254.0 | 410,033.2 | 2,782.9 | 4,143.5 | 26,498.3 | 77,056.8 | 6,912,463.3 | | Banco Central de Nicaragua | 6,383,364.5 | 6,442,553.1 | 7,262,649.2 | 1,936,684.2 | 2,119,794.8 | 979,428.6 | 1,588.1 | 85,156.3 | 3,721.9 | 0.0 | 25,214,940.6 | | Instituciones Financieras | 3,086,564.3 | 4,151,592.2 | 3,501,357.0 | 626,452.6 | 406,196.1 | 193,220.4 | 508,610.5 | 61,936.2 | 83,067.9 | 154,072.8 | 12,773,069.9 | | Depósitos Restringidos | 250,627.7 | 501,846.1 | 670,541.9 | 38,036.8 | 343,663.7 | 24,780.2 | 0.0 | 61,414.6 | 0.0 | 0.0 | 1,890,911.1 | | Equivalentes de Efectivo | 1,760,360.2 | 0.0 | 0.0 | 219,674.6 | 622,689.6 | 166,919.1 | 0.0 | 109,883.0 | 91,382.2 | 0.0 | 2,970,908.5 | | Inversiones a Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Inversiones a Valor Razonable con Cambios en Otro Resultado Integral | 1,222,759.4 | 6,650,143.7 | 8,798,341.8 | 0.0 | 7,071,973.6 | 6,750.0 | 250.0 | 71,082.9 | 0.0 | 0.0 | 23,821,301.4 | | Cartera a Costo Amortizado | 64,746,667.7 | 51,506,228.1 | 51,106,283.9 | 16,612,022.2 | 12,472,237.6 | 8,198,353.8 | 6,163,298.5 | 1,573,890.3 | 2,087,611.2 | 3,040,053.7 | 217,506,647.0 | | Inversiones a Costo Amortizado, Neto | 8,186,638.1 | 16,888,167.3 | 0.0 | 2,011,889.7 | 0.0 | 696,556.5 | 2,974,091.9 | 56,221.0 | 381.1 | 110,384.6 | 30,924,330.3 | | Cartera de Créditos, Neta | 56,560,029.6 | 34,618,060.8 | 51,106,283.9 | 14,600,132.5 | 12,472,237.6 | 7,501,797.3 | 3,189,206.6 | 1,517,669.3 | 2,087,230.1 | 2,929,669.1 | 186,582,316.7 | | Vigentes | 54,569,346.8 | 33,429,006.5 | 51,798,396.9 | 14,032,145.4 | 12,415,436.9 | 7,498,556.5 | 2,998,461.0 | 1,436,974.5 | 2,086,478.3 | 2,868,270.4 | 183,133,073.3 | | Prorrogados | 124,005.5 | 1,541.8 | 28,605.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 154,153.1 | | Reestructurados | 2,661,185.3 | 1,126,140.3 | 3,018,678.1 | 653,816.3 | 190,451.5 | 176,583.1 | 26,643.4 | 98,885.6 | 32,634.4 | 8,824.3 | 7,993,842.4 | | Vencidos | 290,028.2 | 1,085,606.3 | 188,945.6 | 92,397.2 | 118,822.0 | 44,098.8 | 16,118.1 | 0.0 | 36,576.4 | 46,116.1 | 1,918,708.7 | | Cobro Judicial | 256,517.0 | 217,204.5 | 309,559.8 | 77,732.9 | 12,382.2 | 5,535.1 | 357,218.2 | 0.0 | 0.0 | 828.4 | 1,236,978.2 | | Diferimiento de comisiones y otros | -104,121.1 | -157,959.6 | -243,105.5 | -45,352.8 | -31,604.7 | -31,434.3 | -1,556.3 | -4,649.7 | -5,208.5 | -18,230.1 | -643,222.5 | | Intereses y Comisiones por Cobrar sobre Cartera de Créditos | 744,289.8 | 485,751.2 | 539,402.6 | 187,854.2 | 164,840.1 | 103,283.8 | 31,327.8 | 9,936.8 | 42,543.8 | 122,052.9 | 2,431,283.0 | | (-) Provisión de Cartera de Créditos | -1,981,221.9 | -1,569,230.3 | -4,534,199.5 | -398,460.7 | -398,090.4 | -294,825.6 | -239,005.7 | -23,477.9 | -105,794.4 | -98,192.9 | -9,642,499.4 | | Cuentas por Cobrar, Neto | 319,456.3 | 608,574.3 | 369,006.6 | 110,088.5 | 103,272.8 | 115,398.1 | 34,297.8 | 2,383.9 | 12,542.3 | 15,695.3 | 1,690,716.0 | | Activos no Corrientes Mantenidos para la Venta | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Activos Recibidos en Recuperación de Créditos | 77,844.1 | 459,223.6 | 1,088.5 | 8,539.4 | 1,424.3 | 145.1 | 0.0 | 0.0 | 0.0 | 1,085.8 | 549,350.8 | | Participaciones | 355,391.6 | 2,302,050.3 | 109,279.9 | 43,739.1 | 745,249.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3,555,710.2 | | Activo Material | 2,057,714.1 | 892,761.4 | 1,193,265.2 | 253,530.6 | 480,203.0 | 302,961.3 | 165,311.1 | 11,048.1 | 118,249.3 | 69,941.0 | 5,544,985.2 | | Activos Intangibles | 305,060.1 | 103,179.1 | 755.0 | 49,034.2 | 166,322.1 | 41,169.5 | 26,406.4 | 29,826.8 | 23,084.5 | 11,233.7 | 756,071.3 | | Activos Fiscales | 9,031.5 | 169,677.9 | 0.0 | 72,871.7 | 67,702.7 | 5,780.6 | 17,776.7 | 257.8 | 11,648.3 | 14,287.5 | 369,034.7 | | Otros Activos | 378,599.2 | 331,125.5 | 85,012.9 | 111,960.8 | 137,864.3 | 38,317.7 | 12,006.8 | 14,300.2 | 16,251.9 | 47,669.5 | 1,173,108.9 | | Pasivo | 82,659,903.4 | 68,169,677.7 | 66,693,608.5 | 19,234,843.3 | 23,067,508.8 | 9,619,740.3 | 1,347,490.3 | 1,608,012.3 | 2,208,660.9 | 2,707,964.0 | 277,317,409.5 | | Pasivos Financieros a Costo Amortizado | 81,296,126.6 | 66,874,753.2 | 65,172,660.5 | 18,572,525.1 | 22,274,584.6 | 9,430,689.6 | 1,260,780.4 | 1,545,074.8 | 2,111,397.7 | 2,442,473.7 | 270,981,066.1 | | Obligaciones con el Público | 72,623,729.6 | 62,440,031.4 | 61,144,783.7 | 15,614,218.4 | 16,716,292.2 | 7,672,116.0 | 0.0 | 641,165.4 | 0.0 | 0.0 | 236,852,336.8 | | Moneda Nacional | 31,424,750.9 | 19,349,006.4 | 16,656,851.2 | 3,103,882.9 | 2,500,265.4 | 968,025.5 | 0.0 | 32,889.6 | 0.0 | 0.0 | 74,035,672.0 | | Depósitos a la Vista | 18,777,428.0 | 10,794,178.9 | 10,671,779.9 | 1,136,983.3 | 1,723,311.1 | 572,357.2 | 0.0 | 23,251.1 | 0.0 | 0.0 | 43,699,289.4 | | Depósitos de Ahorro | 11,638,798.6 | 8,012,921.2 | 5,546,684.8 | 1,819,493.5 | 605,417.4 | 349,245.8 | 0.0 | 3,720.7 | 0.0 | 0.0 | 27,976,282.1 | | Depósitos a Plazo | 1,008,524.3 | 541,906.3 | 438,386.5 | 147,406.0 | 171,536.8 | 46,422.5 | 0.0 | 5,917.9 | 0.0 | 0.0 | 2,360,100.5 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Moneda Extranjera | 40,965,606.1 | 42,909,818.7 | 44,350,526.7 | 12,353,811.6 | 14,098,703.6 | 6,667,977.5 | 0.0 | 605,977.1 | 0.0 | 0.0 | 161,952,421.3 | | Depósitos a la Vista | 11,578,082.1 | 12,384,173.4 | 15,510,388.9 | 1,332,981.7 | 4,191,427.1 | 1,824,617.4 | 0.0 | 126,461.5 | 0.0 | 0.0 | 46,948,132.0 | | Depósitos de Ahorro | 19,729,134.3 | 22,900,558.6 | 21,326,886.2 | 4,840,301.3 | 3,367,985.8 | 2,383,311.5 | 0.0 | 73,392.9 | 0.0 | 0.0 | 74,621,570.7 | | Depósitos a Plazo | 9,658,389.7 | 7,625,086.8 | 7,513,251.6 | 6,180,528.5 | 6,539,290.8 | 2,460,048.6 | 0.0 | 406,122.7 | 0.0 | 0.0 | 40,382,718.6 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Intereses sobre Obligaciones con el Público por Depósitos | 233,372.6 | 181,206.3 | 137,405.8 | 156,523.9 | 117,323.2 | 36,113.0 | 0.0 | 2,298.7 | 0.0 | 0.0 | 864,243.5 | | Otras Obligaciones Diversas con el Público | 789,172.0 | 858,217.3 | 619,703.6 | 119,436.5 | 55,901.4 | 124,233.3 | 2,346.1 | 208.6 | 0.0 | 5,096.6 | 2,574,315.4 | | Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales | 1,693,301.1 | 1,011,434.0 | 2,296,113.0 | 1,175,763.7 | 2,591,011.8 | 1,177,135.4 | 0.0 | 903,700.8 | 0.0 | 0.0 | 10,848,459.8 | | Obligaciones por Emisión de Deuda | 105,617.9 | 0.0 | 0.0 | 20,212.5 | 0.0 | 0.0 | 0.0 | 0.0 | 20,594.7 | 0.0 | 146,425.1 | | Pasivos por Operaciones de Reporto | 0.0 | 0.0 | 0.0 | 0.0 | 1,185,990.2 | 65,014.9 | 0.0 | 0.0 | 0.0 | 0.0 | 1,251,005.1 | | Obligaciones con Instituciones Financieras y por otros Financiamientos | 5,620,568.5 | 2,552,072.2 | 825,385.2 | 1,473,062.0 | 1,445,456.1 | 199,461.4 | 1,258,434.3 | 0.0 | 2,090,802.9 | 2,437,377.1 | 17,902,619.7 | | Obligaciones con el Banco Central de Nicaragua | 463,737.5 | 12,998.3 | 286,675.0 | 169,832.0 | 279,932.9 | 192,728.7 | 0.0 | 0.0 | 0.0 | 0.0 | 1,405,904.3 | | Arrendamiento Financiero | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Pasivos Financieros a Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Pasivos Fiscales | 171,174.6 | 474,334.2 | 200,166.6 | 22,929.0 | 95,029.9 | 58,339.6 | 24,053.6 | 1,098.6 | 21,789.9 | 19,837.2 | 1,088,753.2 | | Obligaciones Subordinadas y/o Convertibles en Capital | 0.0 | 128,345.5 | 0.0 | 380,606.7 | 381,685.3 | 0.0 | 0.0 | 0.0 | 0.0 | 120,580.2 | 1,011,217.8 | | Otros Pasivos y Provisiones | 1,192,602.2 | 692,244.8 | 1,320,781.4 | 258,782.6 | 316,209.0 | 130,711.0 | 62,656.3 | 61,838.9 | 75,473.4 | 125,072.9 | 4,236,372.5 | | PATRIMONIO | 14,165,669.6 | 12,972,620.9 | 15,129,599.1 | 2,245,924.2 | 3,227,000.2 | 1,553,913.7 | 5,897,661.8 | 815,766.6 | 440,606.1 | 864,461.2 | 57,313,223.5 | | Fondos Propios | 14,143,826.4 | 12,568,842.9 | 14,778,420.0 | 2,235,076.3 | 3,011,698.5 | 1,501,672.3 | 5,814,662.8 | 815,611.9 | 394,018.1 | 834,918.4 | 56,098,747.6 | | Capital Social Pagado | 3,928,500.0 | 4,268,872.0 | 4,683,332.0 | 982,108.4 | 1,487,202.5 | 838,390.9 | 4,864,913.3 | 1,108,258.0 | 345,032.0 | 700,710.0 | 23,207,319.1 | | Aportes a Capitalizar | 1,575,000.0 | 0.6 | 0.0 | 0.0 | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | 70,702.4 | 1,645,703.3 | | Obligaciones Convertibles en Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Capital Donado | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 258,418.0 | 0.0 | 0.0 | 0.0 | 258,418.0 | | Reservas Patrimoniales | 2,441,580.3 | 2,531,076.4 | 2,693,763.7 | 520,040.7 | 518,936.9 | 149,626.3 | 590,297.0 | 0.0 | 15,537.0 | 40,603.4 | 9,501,461.6 | | Resultados Acumulados | 5,171,386.1 | 4,561,471.1 | 5,803,214.2 | 633,457.1 | 740,662.1 | 393,835.0 | 0.0 | -261,642.5 | 13,471.0 | -52,791.9 | 17,003,062.2 | | Resultado del Ejercicio | 1,027,360.0 | 1,207,422.8 | 1,598,110.1 | 99,470.2 | 264,897.0 | 119,819.9 | 101,034.5 | -31,003.6 | 19,978.2 | 75,694.4 | 4,482,783.3 | | Otro Resultado Integral Neto | -104,040.8 | -70,725.8 | -2,092.7 | -217.5 | 6,128.9 | -1,461.7 | 14,123.6 | 154.6 | 6,619.3 | 2,487.3 | -149,024.8 | | Ajustes de Transición | 125,884.0 | 474,503.9 | 353,271.8 | 11,065.4 | 209,172.9 | 53,703.1 | 68,875.5 | 0.0 | 39,968.7 | 27,055.6 | 1,363,500.7 | | CUENTAS CONTINGENTES | 23,904,433.8 | 16,869,875.4 | 16,996,168.2 | 1,354,185.3 | 11,993,944.1 | 2,155,532.0 | 0.0 | 61,458.2 | 0.0 | 0.0 | 73,335,597.1 | | CUENTAS DE ORDEN | 138,717,145.4 | 94,827,914.1 | 459,629,459.7 | 51,193,807.1 | 28,850,394.7 | 23,613,725.0 | 13,815,597.9 | 3,274,495.7 | 3,393,475.2 | 4,776,815.4 | 822,092,830.2 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. | | A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE JULIO DE 2024 C$ 36.6243 X US$ 1.00 | | El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”, a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención. | | El Consejo Directivo de la SIBOIF mediante Resolución No. CD-SIBOIF-1218-1-DIC1-2020 de fecha 01 de diciembre del 2020, autorizó a FINANCIERA FINCA NICARAGUA, SOCIEDAD ANÓNIMA su solicitud de revocación de Licencia para operar como Financiera bajo la supervisión y regulación de la SIBOIF. Por lo anterior, a partir de enero de 2021, la SIBOIF no publica información relativa a esta entidad. | | El Consejo Directivo de la SIBOIF mediante Resolución No. CD-SIBOIF-1222-1-DIC17-2020 de fecha 17 de diciembre del 2020, autorizó a FINANCIERA FUNDESER, SOCIEDAD ANÓNIMA su solicitud de revocación de Licencia para operar como Financiera bajo la supervisión y regulación de la SIBOIF. Por lo anterior, a partir de enero de 2021, la SIBOIF no publica información relativa a esta entidad. |
|
