SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 30 de Septiembre del 2019 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 67,441,137.0 55,878,604.3 46,144,042.9 21,096,665.4 12,992,240.4 5,502,727.3 6,199,223.8 1,811,873.2 922,500.9 1,492,364.1 2,669,211.9 222,150,591.2 Efectivo y Equivalentes de Efectivo 18,954,437.8 8,437,898.4 17,103,768.6 5,175,505.1 3,254,017.7 2,030,044.0 364,282.7 485,787.4 312,168.8 257,704.0 309,521.0 56,685,135.5 Moneda Nacional 4,890,590.3 2,391,103.5 2,855,232.3 1,005,994.4 511,920.8 461,027.9 9,947.5 67,708.4 34,330.6 202,162.7 74,170.0 12,504,188.4 Caja 1,612,148.0 986,618.7 1,621,499.6 251,085.8 199,100.4 133,121.9 246.9 14,520.5 7,132.4 15,831.3 48,465.6 4,889,771.2 Banco Central de Nicaragua 2,277,687.3 1,284,470.1 1,053,078.0 689,058.0 261,296.0 143,714.0 47.5 8.3 8.3 99.4 0.0 5,709,467.0 Instituciones Financieras 94,714.5 120,014.7 180,654.6 65,850.6 51,524.4 24,191.6 9,653.0 53,179.6 27,189.9 77,870.8 25,704.4 730,548.2 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 906,040.5 0.0 0.0 0.0 0.0 160,000.4 0.0 0.0 0.0 108,361.1 0.0 1,174,402.0 Moneda Extranjera 14,063,847.5 6,046,794.9 14,248,536.3 4,169,510.8 2,742,096.9 1,569,016.0 354,335.2 418,079.0 277,838.2 55,541.4 235,351.0 44,180,947.1 Caja 973,686.7 528,869.2 2,023,578.1 229,197.2 369,642.9 259,394.2 824.7 11,895.8 1,496.0 7,892.8 25,699.3 4,432,176.9 Banco Central de Nicaragua 4,123,171.2 3,302,779.3 4,766,298.4 2,247,251.6 987,279.7 407,199.1 4,192.6 18,778.7 16.8 855.1 0.0 15,857,822.4 Instituciones Financieras 8,669,480.2 1,849,846.3 4,773,670.0 1,661,581.9 857,669.2 244,800.8 345,964.7 387,404.5 276,325.5 41,909.2 209,651.6 19,318,304.0 Depósitos Restringidos 297,509.4 365,300.1 2,684,989.8 31,480.1 93,889.9 3,498.1 3,353.2 0.0 0.0 0.0 0.0 3,480,020.5 Equivalentes de Efectivo 0.0 0.0 0.0 0.0 433,615.2 654,123.8 0.0 0.0 0.0 4,884.3 0.0 1,092,623.4 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 3,409,475.0 12,742,799.5 7,176.3 230,584.1 1,885,949.4 6,750.0 250.0 0.0 0.0 0.0 0.0 18,282,984.3 Cartera a Costo Amortizado 42,292,069.6 30,818,587.0 27,612,504.4 14,901,687.9 6,980,745.7 3,071,475.0 5,622,310.6 1,118,892.2 530,267.6 1,169,354.8 2,210,442.7 136,328,337.7 Inversiones a Costo Amortizado, Neto 5,380,941.0 4,838,022.3 0.0 661,853.3 0.0 0.0 2,987,513.2 336.1 0.0 0.0 101,383.0 13,970,048.9 Cartera de Créditos, Neta 36,911,128.6 25,980,564.7 27,612,504.4 14,239,834.6 6,980,745.7 3,071,475.0 2,634,797.4 1,118,556.1 530,267.6 1,169,354.8 2,109,059.8 122,358,288.8 Vigentes 35,176,928.4 23,531,402.6 25,906,669.6 13,364,011.0 6,277,200.0 2,728,129.3 2,633,239.0 971,046.4 418,507.1 942,845.5 1,899,901.6 113,849,880.4 Prorrogados 57,373.2 142,954.3 839,950.4 0.0 0.0 907.1 6,471.9 264.3 2,831.6 0.0 670.6 1,051,423.4 Reestructurados 1,897,850.7 2,560,722.8 1,358,846.5 815,369.4 636,577.3 445,221.9 41,587.6 229,448.3 135,334.1 197,184.0 336,926.5 8,655,069.1 Vencidos 609,512.6 529,644.4 774,952.5 368,272.0 289,582.1 75,247.2 14,370.0 117,197.1 106,649.2 179,665.7 196,648.0 3,261,740.7 Cobro Judicial 356,388.7 427,807.8 451,020.8 163,004.2 49,466.1 27,089.0 117,419.7 0.0 35,830.8 1,772.2 0.0 1,629,799.3 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -79,914.7 -115,042.3 -137,524.0 -13,367.6 -19,576.2 -14,784.8 -2,424.0 -1,457.4 -2,888.4 -10,601.4 0.0 -397,580.7 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 567,621.6 401,542.9 313,597.3 166,214.9 131,201.0 60,358.9 31,733.9 23,038.5 16,046.3 87,426.9 103,323.3 1,902,105.3 (-) Provisión de Cartera de Créditos -1,674,631.8 -1,498,467.8 -1,895,008.6 -623,669.3 -383,704.5 -250,693.6 -207,600.7 -220,981.0 -182,043.1 -228,938.1 -428,410.2 -7,594,148.7 Cuentas por Cobrar, Neto 198,537.8 378,529.7 124,233.0 84,133.7 65,348.3 29,664.0 2,890.3 23,567.6 2,081.2 2,361.3 12,906.5 924,253.3 Activos no Corrientes Mantenidos para la Venta 7,183.5 55,529.9 0.0 2,708.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 65,422.1 Activos Recibidos en Recuperación de Créditos 242,181.4 469,611.6 25,066.5 127,341.7 28,785.9 3,179.4 0.0 9,336.8 23,356.2 1,786.2 3,601.4 934,247.3 Participaciones 264,251.3 1,739,769.4 67,786.2 28,871.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,100,678.6 Activo Material 1,746,743.5 867,748.5 1,164,841.0 360,581.9 417,663.5 294,520.7 156,990.8 113,300.5 48,664.0 45,985.0 74,502.0 5,291,541.6 Activos Intangibles 153,430.0 142,815.6 15,641.8 45,446.3 159,562.4 47,765.3 45,673.6 33,280.4 0.0 11,583.1 21,797.6 676,996.2 Activos Fiscales 5,119.0 35,551.0 5.8 64,902.5 86,515.1 6,804.0 0.0 11,777.1 3,629.6 39.6 14,756.2 229,100.0 Otros Activos 167,708.0 189,763.7 23,019.2 74,901.8 113,652.3 12,524.8 6,825.7 15,931.1 2,333.5 3,550.0 21,684.5 631,894.6 Pasivo 58,329,528.2 46,626,616.0 35,870,753.7 18,603,235.4 11,106,197.7 4,499,711.1 1,501,208.4 1,409,618.0 842,948.7 1,260,881.7 2,230,586.3 182,281,285.1 Pasivos Financieros a Costo Amortizado 56,605,608.6 43,386,834.1 34,855,227.4 17,968,919.1 10,516,047.6 4,405,657.9 1,375,539.1 1,334,921.4 695,734.9 1,226,242.0 1,951,451.2 174,322,183.2 Obligaciones con el Público 40,583,858.0 29,534,369.1 27,516,180.4 11,856,429.2 6,312,010.3 3,504,255.5 0.0 0.0 0.0 0.0 0.0 119,307,102.4 Moneda Nacional 14,721,034.6 7,965,454.2 6,315,394.6 1,793,197.3 1,078,887.1 785,640.6 0.0 0.0 0.0 0.0 0.0 32,659,608.4 Depósitos a la Vista 8,076,267.1 4,357,172.4 4,072,497.6 394,799.4 858,311.5 604,481.5 0.0 0.0 0.0 0.0 0.0 18,363,529.4 Depósitos de Ahorro 5,559,661.6 3,058,428.2 2,039,418.5 1,271,878.8 182,454.8 154,482.2 0.0 0.0 0.0 0.0 0.0 12,266,324.2 Depósitos a Plazo 1,085,105.9 549,853.6 203,478.5 126,519.1 38,120.7 26,677.0 0.0 0.0 0.0 0.0 0.0 2,029,754.8 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 25,625,373.0 21,417,982.0 21,087,396.2 9,939,294.3 5,175,210.1 2,694,499.0 0.0 0.0 0.0 0.0 0.0 85,939,754.5 Depósitos a la Vista 7,801,515.4 5,808,506.4 6,315,361.1 985,737.1 1,381,386.3 594,980.0 0.0 0.0 0.0 0.0 0.0 22,887,486.2 Depósitos de Ahorro 10,254,282.6 9,196,689.2 9,713,053.1 5,628,012.8 1,248,909.5 912,263.9 0.0 0.0 0.0 0.0 0.0 36,953,211.0 Depósitos a Plazo 7,569,575.0 6,412,786.3 5,058,982.1 3,325,544.4 2,544,914.3 1,187,255.0 0.0 0.0 0.0 0.0 0.0 26,099,057.3 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 237,450.3 150,932.9 113,389.5 123,937.6 57,913.1 24,115.9 0.0 0.0 0.0 0.0 0.0 707,739.5 Otras Obligaciones Diversas con el Público 389,087.6 351,999.0 377,250.5 114,789.9 34,463.5 33,395.0 2,797.4 2,919.3 1,658.1 0.0 0.0 1,308,360.4 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 1,978,048.4 1,662,552.9 4,709,318.3 968,333.9 1,230,993.5 598,158.7 0.0 0.0 0.0 0.0 0.0 11,147,405.7 Obligaciones por Emisión de Deuda 71,011.3 0.0 0.0 159,064.7 0.0 0.0 0.0 13,512.7 0.0 0.0 0.0 243,588.7 Pasivos por Operaciones de Reporto 3,259,784.1 0.0 0.0 675,454.1 560,382.8 0.0 0.0 0.0 0.0 0.0 0.0 4,495,620.9 Obligaciones con Instituciones Financieras y por otros Financiamientos 9,723,668.3 11,716,485.5 2,252,478.1 4,004,961.8 2,211,093.3 253,486.0 1,372,741.7 1,318,489.3 694,076.8 1,226,242.0 1,951,451.2 36,725,174.0 Obligaciones con el Banco Central de Nicaragua 600,151.0 121,427.7 0.0 189,885.5 167,104.2 16,362.6 0.0 0.0 0.0 0.0 0.0 1,094,931.0 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 102,315.3 111,862.6 163,943.9 29,396.1 59,333.1 35,508.0 82,360.6 18,294.8 4,926.4 2,984.6 19,269.4 630,194.8 Obligaciones Subordinadas y/o Convertibles en Capital 1,024,364.9 2,516,725.5 0.0 449,618.9 339,318.2 0.0 0.0 0.0 102,472.2 0.0 161,976.8 4,594,476.4 Otros Pasivos y Provisiones 597,239.4 611,193.8 851,582.5 155,301.4 191,498.7 58,545.2 43,308.6 56,401.9 39,815.2 31,655.1 97,888.9 2,734,430.7 PATRIMONIO 9,111,608.8 9,251,988.3 10,273,289.2 2,493,430.0 1,886,042.8 1,003,016.2 4,698,015.4 402,255.1 79,552.2 231,482.4 438,625.6 39,869,306.1 Fondos Propios 8,953,677.9 8,767,352.1 9,916,369.9 2,478,007.5 1,655,368.8 949,074.9 4,581,751.1 364,863.4 73,209.4 230,237.8 401,206.5 38,371,119.2 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 1,173,560.0 879,702.5 838,390.9 3,753,750.3 345,032.0 300,360.0 259,500.1 622,320.9 19,224,988.7 Aportes a Capitalizar 0.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 5.8 143,444.6 50,508.2 193,959.5 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 257,094.6 0.0 0.0 0.0 0.0 257,094.6 Reservas Patrimoniales 1,587,607.8 1,676,386.5 1,680,969.5 455,966.6 300,105.9 69,414.5 409,316.6 39,993.8 13,777.9 5,574.3 8,063.9 6,247,177.4 Resultados Acumulados 2,877,370.8 2,037,478.0 4,733,307.3 798,727.2 464,805.5 33,481.8 0.0 80,130.6 -120,903.3 -84,386.0 -115,389.0 10,704,622.9 Resultado del Ejercicio 560,199.3 784,615.0 647,093.0 49,753.7 10,754.9 7,787.3 161,589.7 -100,293.0 -120,031.1 -93,895.2 -164,297.5 1,743,276.1 Otro Resultado Integral Neto -1,015.3 9,880.3 3,647.6 459.6 7,353.2 0.0 61,186.3 0.0 0.0 0.0 4,241.5 85,753.2 Ajustes de Transición 158,946.2 474,755.9 353,271.8 14,962.9 223,320.7 53,941.3 55,078.0 37,391.8 6,342.8 1,244.6 33,177.5 1,412,433.7 CUENTAS CONTINGENTES 18,364,215.0 11,957,191.8 7,916,086.4 1,100,113.4 5,927,725.4 149,579.8 0.0 0.0 0.0 0.0 0.0 45,414,911.8 CUENTAS DE ORDEN 93,172,562.8 46,468,614.7 251,319,294.3 64,153,973.2 22,304,960.0 13,652,699.2 8,467,442.1 2,268,290.1 3,038,037.1 2,547,620.4 3,373,111.2 510,766,605.2 Información contable reportada por las instituciones financieras supervisadas. La información de éste estado financiero no ha sido auditada. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2019 C$ 33.5321 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.