| Descripción | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | PROCREDIT | BANCORP | FINANCIERA FAMA | FINANCIERA FINCA NICARAGUA | FINANCIERA FUNDESER | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Activo | 60,508,687.4 | 50,461,881.5 | 47,381,129.8 | 21,092,025.2 | 11,323,165.1 | 4,788,352.6 | 5,309,990.0 | 1,866,388.8 | 1,395,762.1 | 1,933,240.4 | 1,327,863.6 | 207,388,486.6 | | Disponibilidades | 14,666,608.5 | 9,226,215.6 | 11,321,657.6 | 3,537,619.6 | 2,287,223.2 | 921,492.3 | 3,038,351.8 | 132,341.1 | 125,524.8 | 198,563.6 | 149,410.0 | 45,605,008.2 | | Moneda Nacional | 5,733,469.4 | 2,667,743.7 | 3,190,729.6 | 693,541.0 | 462,525.8 | 248,472.3 | 1,059,777.4 | 69,161.6 | 30,374.1 | 40,480.1 | 95,464.4 | 14,291,739.3 | | Caja | 1,542,874.4 | 949,479.2 | 1,530,188.0 | 171,331.3 | 92,264.6 | 129,327.0 | 27,755.4 | 10,866.3 | 19,385.9 | 13,613.2 | 39,917.7 | 4,527,003.0 | | Banco Central de Nicaragua | 3,560,223.4 | 1,485,611.4 | 1,459,808.0 | 409,308.6 | 340,094.5 | 113,107.5 | 1,014,711.0 | 21,620.2 | 0.0 | 0.0 | 0.0 | 8,404,484.6 | | Depositos e Instituciones Financieras del Pais | 8,950.8 | 63.7 | 0.0 | 36,164.5 | 13,861.7 | 1,006.9 | 0.0 | 36,675.1 | 10,988.2 | 26,822.4 | 55,546.8 | 190,080.1 | | Otras disponibilidades | 621,420.7 | 232,589.5 | 200,733.5 | 76,736.5 | 16,305.0 | 5,030.9 | 17,311.0 | 0.0 | 0.0 | 44.5 | 0.0 | 1,170,171.7 | | | | | | | | | | | | | | | | Moneda Extranjera | 8,933,139.1 | 6,558,471.9 | 8,130,928.0 | 2,844,078.5 | 1,824,697.4 | 673,020.0 | 1,978,574.5 | 63,179.5 | 95,150.8 | 158,083.5 | 53,945.6 | 31,313,268.8 | | Caja | 932,618.5 | 435,556.9 | 2,204,469.5 | 173,072.2 | 117,616.8 | 124,165.9 | 18,181.9 | 8,090.7 | 9,802.0 | 5,115.5 | 23,236.5 | 4,051,926.3 | | Banco Central de Nicaragua | 6,747,243.0 | 4,311,182.9 | 4,917,834.3 | 1,861,978.9 | 1,241,474.9 | 389,076.9 | 1,814,576.4 | 38,224.7 | 0.0 | 0.0 | 0.0 | 21,321,592.1 | | Depositos e Instituciones Financieras del Pais 1\ | 0.0 | 0.0 | 0.0 | 158,737.0 | 0.0 | 971.7 | 133,926.2 | 16,864.1 | 85,348.7 | 152,968.0 | 30,709.0 | 579,524.7 | | Depositos en Instituciones Financieras del exterior | 1,170,778.9 | 1,424,752.7 | 906,024.3 | 568,433.5 | 305,432.7 | 155,199.9 | 11,795.4 | 0.0 | 0.0 | 0.0 | 0.0 | 4,542,417.4 | | Otras disponibilidades | 82,498.7 | 386,979.4 | 102,599.9 | 81,857.0 | 160,173.0 | 3,605.7 | 94.6 | 0.0 | 0.0 | 0.0 | 0.0 | 817,808.3 | | | | | | | | | | | | | | | | Inversiones en valores, neto | 8,593,914.7 | 6,260,662.2 | 1,513,598.8 | 849,180.9 | 1,088,802.0 | 0.0 | 725,330.9 | 0.0 | 0.0 | 147,319.4 | 40.6 | 19,178,849.6 | | Inversiones al Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Inversiones Disponibles para la Venta | 1,915,978.5 | 4,422,076.7 | 1,513,598.8 | 113,554.8 | 1,088,802.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 9,054,010.8 | | Inversiones Mantenidas Hasta el Vencimiento | 6,677,936.3 | 1,838,585.5 | 0.0 | 735,626.1 | 0.0 | 0.0 | 725,330.9 | 0.0 | 0.0 | 147,319.4 | 40.6 | 10,124,838.8 | | | | | | | | | | | | | | | | Operaciones con Reportos y Valores Derivados | 95,933.3 | 150,034.9 | 0.0 | 120,737.6 | 0.0 | 0.0 | 300,138.7 | 29,773.7 | 0.0 | 22,063.0 | 0.0 | 718,681.2 | | | | | | | | | | | | | | | | Cartera de Creditos, neta | 35,562,972.4 | 32,576,884.7 | 33,558,067.8 | 16,198,625.9 | 7,663,200.6 | 3,532,195.2 | 981,005.5 | 1,584,526.3 | 1,186,329.3 | 1,465,190.8 | 1,070,395.0 | 135,379,393.5 | | Créditos vigentes | 34,836,551.3 | 31,931,279.9 | 33,607,808.8 | 15,950,765.2 | 7,626,762.1 | 3,464,922.4 | 979,531.6 | 1,575,230.6 | 1,150,009.9 | 1,395,929.6 | 1,054,237.2 | 133,573,028.8 | | Créditos prorrogados | 139,815.1 | 15,315.6 | 7,423.8 | 6,881.8 | 0.0 | 0.0 | 0.0 | 0.0 | 4,794.6 | 0.0 | 0.0 | 174,230.8 | | Créditos reestructurados | 599,599.2 | 610,230.6 | 99,172.6 | 240,651.5 | 85,690.6 | 83,760.0 | 0.0 | 12,255.1 | 16,334.6 | 0.0 | 0.0 | 1,747,694.2 | | Créditos vencidos | 211,818.6 | 165,581.8 | 206,410.7 | 126,894.0 | 90,775.8 | 35,763.7 | 0.0 | 14,896.6 | 13,255.3 | 18,401.9 | 218.2 | 884,016.5 | | Créditos en cobro judicial | 88,755.9 | 82,423.6 | 168,121.8 | 69,088.7 | 2,497.7 | 10,718.5 | 0.0 | 1,612.6 | 1,191.6 | 0.0 | 0.0 | 424,410.4 | | Intereses y Comisiones por Cobrar sobre Creditos | 475,729.3 | 423,498.4 | 304,485.1 | 159,518.2 | 94,147.2 | 57,930.0 | 11,529.6 | 30,188.2 | 35,850.3 | 92,544.7 | 30,076.2 | 1,715,497.2 | | Provisiones por incobrabilidad de cartera de creditos | -789,297.0 | -651,445.2 | -835,354.8 | -355,173.7 | -236,672.9 | -120,899.4 | -10,055.7 | -49,656.8 | -35,106.9 | -41,685.4 | -14,136.6 | -3,139,484.4 | | | | | | | | | | | | | | | | Otras cuentas por cobrar, neto | 134,924.1 | 323,443.5 | 82,993.1 | 69,532.6 | 22,179.5 | 8,741.8 | 176,132.0 | 31,151.6 | 480.8 | 1,206.9 | 12,467.5 | 863,253.2 | | Bienes de uso, neto | 987,716.3 | 511,211.4 | 683,761.3 | 153,088.7 | 141,944.9 | 239,246.4 | 18,644.0 | 43,795.3 | 47,974.3 | 46,446.0 | 46,775.3 | 2,920,603.9 | | Bienes recibidos en recuperacion de creditos, neto | 22,252.0 | 348,513.2 | 9,367.0 | 18,162.4 | 515.4 | 443.1 | 0.0 | 2,581.8 | 1,567.9 | 918.6 | 0.0 | 404,321.3 | | Invesiones permanentes en acciones | 182,413.4 | 652,350.6 | 68,429.6 | 19,387.4 | 6,750.0 | 6,750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 936,081.0 | | Otros activos neto | 261,952.7 | 412,565.4 | 143,254.6 | 125,690.1 | 112,549.5 | 79,483.9 | 70,387.1 | 42,219.1 | 33,885.1 | 51,532.1 | 48,775.2 | 1,382,294.7 | | Pasivo | 54,608,144.4 | 44,795,830.5 | 40,637,697.3 | 19,144,180.9 | 10,051,228.9 | 4,308,553.7 | 4,691,446.0 | 1,525,318.0 | 1,151,296.2 | 1,645,061.0 | 1,101,709.1 | 183,660,466.1 | | Obligaciones con el Público | 48,890,495.3 | 34,515,413.2 | 35,437,007.4 | 13,675,466.9 | 7,016,062.5 | 3,231,007.1 | 4,643,906.7 | 183,660.1 | 0.0 | 0.0 | 0.0 | 147,593,019.2 | | Moneda Nacional | 14,846,323.6 | 8,702,510.1 | 7,539,450.1 | 2,158,608.2 | 760,395.5 | 458,247.7 | 1,492,911.3 | 0.0 | 0.0 | 0.0 | 0.0 | 35,958,446.6 | | Depositos a la Vista | 7,507,088.2 | 5,047,179.4 | 4,711,555.6 | 418,752.8 | 430,578.2 | 209,904.5 | 1,419,601.1 | 0.0 | 0.0 | 0.0 | 0.0 | 19,744,659.8 | | Depositos de Ahorro | 5,993,940.9 | 3,137,982.7 | 2,442,322.1 | 1,481,487.3 | 153,493.0 | 202,489.7 | 4,939.2 | 0.0 | 0.0 | 0.0 | 0.0 | 13,416,655.0 | | Depositos a Plazo | 1,345,294.5 | 517,348.0 | 385,572.4 | 258,368.1 | 176,324.3 | 45,853.5 | 68,371.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2,797,131.8 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | | | | | | | Moneda Extranjera | 33,505,442.0 | 25,244,589.0 | 27,201,660.4 | 10,866,075.7 | 6,144,413.3 | 2,712,311.4 | 3,134,615.6 | 0.0 | 0.0 | 0.0 | 0.0 | 108,809,107.3 | | Depositos a la Vista | 11,717,683.0 | 7,010,009.7 | 7,864,523.9 | 654,464.4 | 1,375,094.7 | 352,113.1 | 2,668,394.9 | 0.0 | 0.0 | 0.0 | 0.0 | 31,642,283.7 | | Depositos de Ahorro | 14,125,583.3 | 10,444,339.1 | 11,315,972.4 | 5,403,749.3 | 1,658,539.5 | 998,778.6 | 257,721.2 | 0.0 | 0.0 | 0.0 | 0.0 | 44,204,683.4 | | Depositos a Plazo | 7,662,175.7 | 7,790,240.1 | 8,021,164.1 | 4,807,862.0 | 3,110,779.1 | 1,361,419.7 | 208,499.5 | 0.0 | 0.0 | 0.0 | 0.0 | 32,962,140.3 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | | | | | | | Otras obligaciones | 371,009.0 | 406,289.1 | 507,057.8 | 524,710.8 | 42,139.1 | 31,549.0 | 6,786.1 | 182,505.9 | 0.0 | 0.0 | 0.0 | 2,072,046.8 | | Cargos financieros por pagar sobre obligaciones con el Público | 167,720.7 | 162,025.0 | 188,839.2 | 126,072.2 | 69,114.6 | 28,899.0 | 9,593.6 | 1,154.2 | 0.0 | 0.0 | 0.0 | 753,418.5 | | | | | | | | | | | | | | | | Obligaciones con Instituciones financieras y por otros financiamientos | 4,551,194.8 | 8,049,754.8 | 4,382,072.1 | 4,566,243.3 | 2,235,686.2 | 795,865.4 | 9,484.8 | 1,260,078.8 | 982,719.2 | 1,529,782.9 | 1,039,187.1 | 29,402,069.6 | | Préstamos de la Financiera Nicaraguense de Inversiones | 78,614.1 | 184,542.4 | 89,177.3 | 364,152.9 | 289,672.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1,006,158.6 | | Préstamos del Banco Centroaméricano de Integración Económica | 774,689.4 | 1,372,133.9 | 511,633.2 | 928,168.0 | 264,325.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3,850,950.2 | | Préstamos de Otras Instituciones Financieras del Exterior | 198,904.0 | 0.0 | 0.0 | 0.0 | 376,573.6 | 144,836.0 | 0.0 | 0.0 | 866,198.3 | 0.0 | 779,217.7 | 2,365,729.6 | | Otras Obligaciones con Instituciones Financieras y por Otros Financiamientos. | 3,498,987.4 | 6,493,078.4 | 3,781,261.7 | 3,273,922.4 | 1,305,114.9 | 651,029.4 | 9,484.8 | 1,260,078.8 | 116,520.9 | 1,529,782.9 | 259,969.5 | 22,179,231.2 | | | | | | | | | | | | | | | | Obligaciones con el Banco Central de Nicaragua | 410,058.5 | 189,864.4 | 0.0 | 146,008.9 | 216,581.5 | 21,042.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 983,555.9 | | Operaciones con Reportos y Valores Derivados | 0.0 | 0.0 | 0.0 | 0.0 | 299,498.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 299,498.9 | | Otras cuentas por pagar | 263,939.2 | 392,533.2 | 192,020.7 | 51,809.9 | 121,414.5 | 22,467.6 | 1,262.1 | 13,650.4 | 52,916.5 | 14,736.9 | 34,573.6 | 1,161,324.6 | | Otros pasivos y provisiones | 492,456.6 | 685,740.4 | 626,597.1 | 203,872.3 | 161,985.3 | 102,590.5 | 36,792.4 | 67,928.7 | 57,132.3 | 40,830.8 | 27,948.3 | 2,503,874.8 | | Obligaciones subordinadas | 0.0 | 962,524.6 | 0.0 | 500,779.6 | 0.0 | 135,580.4 | 0.0 | 0.0 | 58,528.2 | 59,710.4 | 0.0 | 1,717,123.2 | | Impuestos diferidos | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Reservas para obligaciones laborales al retiro | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Patrimonio | 5,900,543.0 | 5,666,051.0 | 6,743,432.5 | 1,947,844.3 | 1,271,936.2 | 479,798.9 | 618,544.0 | 341,070.7 | 244,465.9 | 288,179.4 | 226,154.5 | 23,728,020.5 | | Capital social pagado | 3,213,500.0 | 2,972,800.0 | 2,790,361.1 | 979,500.0 | 529,916.1 | 779,880.4 | 524,600.0 | 266,365.0 | 185,210.0 | 168,900.1 | 249,655.7 | 12,660,688.4 | | Capital donado | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Aportes patrimoniales no capitalizables | 0.0 | 0.6 | 0.0 | 0.0 | 0.0 | 0.2 | 0.0 | 0.0 | 0.0 | 98,796.3 | 0.0 | 98,797.1 | | Obligaciones convertibles en capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Ajustes al patrimonio | -3.4 | -4,741.3 | -3,826.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -8,570.8 | | Reservas patrimoniales | 999,454.5 | 1,022,798.1 | 1,072,977.0 | 330,676.4 | 263,459.5 | 48,054.6 | 0.0 | 17,628.9 | 6,533.7 | 1,184.8 | 0.0 | 3,762,767.5 | | Resultados acumulados de ejercicios anteriores | 754,925.1 | 753,271.4 | 1,878,379.9 | 351,960.8 | 439,361.5 | -387,110.5 | -8,865.6 | 11,706.5 | 34,732.5 | 362.1 | -8,858.8 | 3,819,865.0 | | Resultados del Periodo | 932,666.8 | 921,922.2 | 1,005,540.6 | 285,707.1 | 39,199.1 | 38,974.2 | 102,809.6 | 45,370.3 | 17,989.8 | 18,936.0 | -14,642.4 | 3,394,473.3 | | Cuentas contingentes | 19,690,923.7 | 8,049,120.7 | 11,224,156.7 | 1,321,960.2 | 6,543,716.3 | 13,306.9 | 33,658.6 | 0.0 | 138,750.4 | 0.0 | 0.0 | 47,015,593.7 | | Cuentas de orden | 87,509,316.0 | 34,719,167.4 | 239,278,509.5 | 43,772,503.6 | 10,966,960.1 | 11,100,761.5 | 44,784,480.9 | 2,681,788.0 | 2,448,343.7 | 1,186,107.8 | 778,261.5 | 479,226,200.1 |
| | La informacion de este Estado Financiero no ha sido auditada | | TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2015 C$ 27.5869 X US$ 1.00 | | TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2016 C$ 28.9672 X US$ 1.00 | | 1\ Se incorporo en Disponibilidades M.E la cuenta “Depósitos en Instituciones Financieras del País” |
|
|
