| Descripción | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO CITIBANK | PROCREDIT | FAMA | FINANCIERA FINCA NICARAGUA | FUNDESER | Sistema Bancario y Financiero | | Activo | 54,512,007.0 | 42,666,772.9 | 37,612,975.9 | 16,483,134.2 | 7,077,654.1 | 3,702,333.2 | 1,269,979.5 | 870,481.2 | 884,763.8 | 165,080,101.9 | | Disponibilidades | 13,808,876.3 | 8,241,003.9 | 11,412,735.0 | 3,432,963.7 | 2,047,177.6 | 797,957.2 | 150,410.4 | 63,227.5 | 60,828.9 | 40,015,180.6 | | Moneda Nacional | 4,134,554.2 | 3,292,925.6 | 3,021,347.3 | 996,298.3 | 339,006.2 | 149,994.2 | 64,234.8 | 34,965.5 | 27,420.8 | 12,060,746.8 | | Caja | 1,009,745.4 | 657,521.3 | 1,378,441.7 | 168,086.1 | 94,277.5 | 75,876.4 | 7,226.5 | 15,247.7 | 8,182.4 | 3,414,605.0 | | Banco Central de Nicaragua | 2,753,917.0 | 1,033,564.6 | 612,149.1 | 610,303.0 | 230,793.7 | 70,696.1 | 38,845.2 | 0.0 | 0.0 | 5,350,268.7 | | Depositos e Instituciones Financieras del Pais | 12,134.5 | 0.0 | 0.0 | 140,178.9 | 5,746.4 | 1,045.0 | 18,163.0 | 19,717.8 | 19,218.3 | 216,204.0 | | Otras disponibilidades | 358,757.3 | 1,601,839.7 | 1,030,756.5 | 77,730.2 | 8,188.5 | 2,376.7 | 0.0 | 0.0 | 20.0 | 3,079,669.1 | | | | | | | | | | | | | | Moneda Extranjera | 9,674,322.1 | 4,948,078.3 | 8,391,387.7 | 2,436,665.4 | 1,708,171.5 | 647,963.0 | 86,175.7 | 28,262.0 | 33,408.1 | 27,954,433.7 | | Caja | 612,639.7 | 410,785.2 | 1,897,899.3 | 157,021.7 | 82,284.8 | 113,651.5 | 2,988.0 | 11,805.8 | 3,347.9 | 3,292,423.9 | | Banco Central de Nicaragua | 6,543,025.5 | 97,081.1 | 1,179,927.1 | 1,519,313.6 | 1,366,987.9 | 347,258.8 | 74,500.0 | 0.0 | 0.0 | 11,128,094.0 | | Depositos e Instituciones Financieras del Pais 1\ | 0.0 | 0.0 | 0.0 | 154,707.3 | 0.0 | 2,826.5 | 8,687.7 | 16,456.1 | 30,060.2 | 212,737.9 | | Depositos en Instituciones Financieras del exterior | 2,305,593.8 | 863,399.1 | 2,422,233.9 | 498,315.6 | 229,237.8 | 177,513.6 | 0.0 | 0.0 | 0.0 | 6,496,293.9 | | Otras disponibilidades | 213,063.0 | 3,576,812.9 | 2,891,327.4 | 107,307.3 | 29,660.9 | 6,712.6 | 0.0 | 0.0 | 0.0 | 6,824,884.1 | | | | | | | | | | | | | | Inversiones en valores, neto | 11,924,411.2 | 6,275,277.5 | 12,289.4 | 889,180.1 | 513,029.9 | 0.0 | 0.0 | 0.0 | 107,353.3 | 19,721,541.3 | | Inversiones al Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Inversiones Disponibles para la Venta | 5,528,025.1 | 3,095,736.6 | 12,289.4 | 131,421.2 | 513,029.9 | 0.0 | 0.0 | 0.0 | 0.0 | 9,280,502.3 | | Inversiones Mantenidas Hasta el Vencimiento | 6,396,386.1 | 3,179,540.9 | 0.0 | 757,758.8 | 0.0 | 0.0 | 0.0 | 0.0 | 107,353.3 | 10,441,039.1 | | | | | | | | | | | | | | Operaciones con Reportos y Valores Derivados | 215,009.8 | 0.0 | 0.0 | 20,040.8 | 0.0 | 0.0 | 0.0 | 0.0 | 19,959.7 | 255,010.3 | | | | | | | | | | | | | | Cartera de Creditos, neta | 27,301,222.0 | 26,338,460.0 | 25,356,480.0 | 11,813,388.0 | 4,347,144.3 | 2,572,455.7 | 1,052,621.8 | 770,461.9 | 613,934.5 | 100,166,168.1 | | Créditos vigentes | 26,698,137.6 | 25,542,547.1 | 25,343,546.5 | 11,652,502.4 | 4,320,550.0 | 2,533,496.9 | 1,044,574.6 | 756,344.6 | 596,940.0 | 98,488,639.7 | | Créditos prorrogados | 275,555.4 | 10,009.3 | 1,284.5 | 0.0 | 0.0 | 0.0 | 0.0 | 605.3 | 0.0 | 287,454.4 | | Créditos reestructurados | 413,002.2 | 734,509.9 | 74,470.5 | 150,847.0 | 70,295.9 | 72,626.8 | 11,244.5 | 2,710.8 | 0.0 | 1,529,707.7 | | Créditos vencidos | 76,153.6 | 46,056.7 | 156,239.5 | 92,844.9 | 111,223.1 | 19,442.9 | 11,141.5 | 8,797.9 | 1,515.4 | 523,415.5 | | Créditos en cobro judicial | 53,645.7 | 145,425.0 | 152,769.8 | 62,829.4 | 5,233.0 | 1,675.4 | 1,440.7 | 0.0 | 0.0 | 423,019.0 | | Intereses y Comisiones por Cobrar sobre Creditos | 387,670.5 | 414,210.7 | 267,052.2 | 117,617.6 | 56,819.8 | 44,833.8 | 18,326.5 | 21,884.9 | 24,752.0 | 1,353,167.9 | | Provisiones por incobrabilidad de cartera de creditos | -602,943.1 | -554,298.8 | -638,882.9 | -263,253.2 | -216,977.5 | -99,620.2 | -34,106.1 | -19,881.5 | -9,272.9 | -2,439,236.2 | | | | | | | | | | | | | | Otras cuentas por cobrar, neto | 134,317.8 | 288,755.0 | 83,680.6 | 29,925.9 | 12,079.4 | 15,651.9 | 13,633.9 | 1,619.6 | 1,726.4 | 581,390.6 | | Bienes de uso, neto | 752,089.9 | 292,628.8 | 604,740.4 | 137,984.8 | 115,285.1 | 244,246.1 | 19,760.8 | 21,695.6 | 22,053.7 | 2,210,485.2 | | Bienes recibidos en recuperacion de creditos, neto | 21,417.5 | 115,776.8 | 6,154.8 | 13,069.5 | 11.2 | 1,052.0 | 1,402.9 | 0.0 | 0.0 | 158,884.6 | | Invesiones permanentes en acciones | 160,452.2 | 476,066.6 | 57,368.1 | 7,204.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 701,091.0 | | Otros activos neto | 194,210.2 | 638,804.3 | 79,527.7 | 139,377.3 | 42,926.6 | 70,970.4 | 32,149.7 | 13,476.7 | 58,907.3 | 1,270,350.1 | | Pasivo | 49,828,978.2 | 38,155,553.4 | 32,758,590.5 | 14,937,767.6 | 6,107,574.4 | 3,305,093.8 | 1,010,402.5 | 678,295.5 | 751,835.8 | 147,534,091.7 | | Obligaciones con el Público | 45,110,933.5 | 29,867,271.6 | 30,341,603.2 | 11,655,768.1 | 5,860,322.6 | 2,625,947.2 | 79,691.4 | 0.0 | 0.0 | 125,541,537.7 | | Moneda Nacional | 12,666,975.6 | 8,509,901.7 | 6,911,118.2 | 2,050,535.9 | 853,677.6 | 363,646.7 | 0.0 | 0.0 | 0.0 | 31,355,855.6 | | Depositos a la Vista | 6,284,378.7 | 4,865,880.2 | 4,017,805.4 | 483,786.2 | 486,824.1 | 138,143.7 | 0.0 | 0.0 | 0.0 | 16,276,818.3 | | Depositos de Ahorro | 5,471,463.3 | 3,069,405.3 | 2,245,825.8 | 1,401,555.1 | 197,766.4 | 192,202.0 | 0.0 | 0.0 | 0.0 | 12,578,217.9 | | Depositos a Plazo | 911,133.6 | 574,616.1 | 647,487.0 | 165,194.6 | 169,087.2 | 33,301.0 | 0.0 | 0.0 | 0.0 | 2,500,819.5 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | | | | | Moneda Extranjera | 31,535,227.8 | 20,791,736.9 | 22,547,973.9 | 9,054,940.3 | 4,938,232.7 | 2,203,739.3 | 0.0 | 0.0 | 0.0 | 91,071,851.0 | | Depositos a la Vista | 10,589,476.3 | 5,501,421.9 | 7,006,812.3 | 618,819.7 | 899,759.4 | 216,071.8 | 0.0 | 0.0 | 0.0 | 24,832,361.5 | | Depositos de Ahorro | 13,286,019.7 | 9,316,118.4 | 9,154,898.5 | 4,721,262.7 | 1,577,823.4 | 1,025,683.1 | 0.0 | 0.0 | 0.0 | 39,081,805.7 | | Depositos a Plazo | 7,659,731.9 | 5,974,196.6 | 6,386,263.1 | 3,714,857.9 | 2,460,649.9 | 961,984.3 | 0.0 | 0.0 | 0.0 | 27,157,683.8 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | | | | | Otras obligaciones | 778,891.6 | 455,647.0 | 737,696.7 | 445,874.8 | 29,305.8 | 35,155.7 | 79,086.6 | 0.0 | 0.0 | 2,561,658.2 | | Cargos financieros por pagar sobre obligaciones con el Público | 129,838.4 | 109,986.0 | 144,814.4 | 104,417.1 | 39,106.4 | 23,405.6 | 604.9 | 0.0 | 0.0 | 552,172.8 | | | | | | | | | | | | | | Obligaciones con Instituciones financieras y por otros financiamientos | 3,715,932.9 | 6,036,157.2 | 1,828,165.4 | 2,456,923.4 | 0.0 | 456,743.0 | 878,404.7 | 620,335.2 | 729,223.6 | 16,721,885.3 | | Préstamos de la Financiera Nicaraguense de Inversiones | 113,936.2 | 183,245.2 | 127,453.1 | 94,366.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 519,001.0 | | Préstamos del Banco Centroaméricano de Integración Económica | 771,672.9 | 1,134,573.2 | 199,056.8 | 475,023.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2,580,326.5 | | Préstamos de Otras Instituciones Financieras del Exterior | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 348,517.0 | 0.0 | 568,160.1 | 0.0 | 916,677.1 | | Otras Obligaciones con Instituciones Financieras y por Otros Financiamientos. | 2,830,323.8 | 4,718,338.8 | 1,501,655.5 | 1,887,533.4 | 0.0 | 108,226.0 | 878,404.7 | 52,175.1 | 729,223.6 | 12,705,880.8 | | | | | | | | | | | | | | Obligaciones con el Banco Central de Nicaragua | 365,874.8 | 155,018.2 | 0.0 | 106,769.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 627,662.0 | | Operaciones con Reportos y Valores Derivados | 35,031.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 35,031.9 | | Otras cuentas por pagar | 135,258.0 | 625,133.0 | 142,627.5 | 39,616.3 | 40,663.4 | 21,971.1 | 9,358.0 | 28,995.9 | 7,036.1 | 1,050,659.3 | | Otros pasivos y provisiones | 411,799.9 | 697,044.1 | 446,194.4 | 152,216.9 | 206,588.4 | 74,844.2 | 42,948.4 | 28,964.4 | 15,576.1 | 2,076,177.0 | | Obligaciones subordinadas | 54,147.2 | 774,929.2 | 0.0 | 526,473.9 | 0.0 | 125,588.2 | 0.0 | 0.0 | 0.0 | 1,481,138.6 | | Impuestos diferidos | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Reservas para obligaciones laborales al retiro | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Patrimonio | 4,683,028.7 | 4,511,219.5 | 4,854,385.4 | 1,545,366.6 | 970,079.6 | 397,239.4 | 259,577.0 | 192,185.8 | 132,928.1 | 17,546,010.2 | | Capital social pagado | 2,702,500.0 | 1,965,300.0 | 2,790,361.1 | 830,000.0 | 300,000.0 | 779,880.4 | 223,815.0 | 170,340.0 | 100,000.0 | 9,862,196.5 | | Capital donado | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Aportes patrimoniales no capitalizables | 0.0 | 0.6 | 0.0 | 0.0 | 0.0 | 0.2 | 0.0 | 0.0 | 41,250.0 | 41,250.8 | | Obligaciones convertibles en capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Ajustes al patrimonio | -480.6 | -20,878.1 | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -20,558.7 | | Reservas patrimoniales | 829,778.1 | 667,224.5 | 914,234.0 | 280,391.3 | 258,783.9 | 35,691.1 | 10,433.3 | 2,799.8 | 0.0 | 2,999,336.0 | | Resultados acumulados de ejercicios anteriores | 980,425.5 | 1,728,604.5 | 978,836.4 | 395,540.6 | 412,866.7 | -435,280.8 | 19,154.8 | 13,573.9 | -6,352.0 | 4,087,369.8 | | Resultados del Periodo | 170,805.7 | 170,968.0 | 170,153.9 | 39,434.6 | -1,571.0 | 16,948.5 | 6,174.0 | 5,472.0 | -1,969.9 | 576,415.7 | | Cuentas contingentes | 13,246,190.5 | 9,386,709.5 | 8,160,684.8 | 863,134.6 | 4,251,147.7 | 7,083.4 | 0.0 | 0.0 | 0.0 | 35,914,950.6 | | Cuentas de orden | 70,506,553.8 | 30,238,059.6 | 208,894,519.9 | 32,313,008.6 | 6,130,806.2 | 8,964,472.1 | 2,295,327.2 | 1,255,465.0 | 487,286.6 | 361,085,498.9 |
| | La informacion de este Estado Financiero no ha sido auditada | | TIPO DE CAMBIO OFICIAL AL 28 DE FEBRERO DE 2014 C$ 25.5323 X US$ 1.00 | | TIPO DE CAMBIO OFICIAL AL 28 DE FEBRERO DE 2015 C$ 26.8090 X US$ 1.00 | | 1\ Se incorporo en Disponibilidades M.E la cuenta “Depósitos en Instituciones Financieras del País” |
|
|
