| Descripción | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO CITIBANK | PROCREDIT | FAMA | FINANCIERA FINCA NICARAGUA | Sistema Bancario y Financiero | | Activo | 47,871,691.7 | 39,152,915.1 | 31,529,250.8 | 14,329,088.8 | 7,200,051.0 | 3,317,073.5 | 955,965.6 | 716,596.0 | 145,072,632.5 | | Disponibilidades | 13,695,295.8 | 9,320,023.8 | 8,495,960.6 | 3,070,310.2 | 2,011,632.2 | 837,234.3 | 71,063.2 | 185,722.9 | 37,687,243.0 | | Moneda Nacional | 3,232,048.6 | 3,117,105.1 | 2,030,466.1 | 861,995.1 | 334,534.8 | 212,555.1 | 19,614.2 | 17,855.9 | 9,826,174.9 | | Caja | 1,033,110.1 | 624,123.8 | 1,019,080.2 | 156,605.7 | 46,567.2 | 80,133.3 | 5,071.3 | 9,854.1 | 2,974,545.7 | | Banco Central de Nicaragua | 504,267.6 | 1,077,530.4 | 56,421.4 | 136,202.1 | 137,369.8 | 68,467.5 | 6.4 | 0.0 | 1,980,265.2 | | Depositos e Instituciones Financieras del Pais | 23,229.7 | 0.0 | 0.0 | 196,537.9 | 10,036.8 | 1,454.8 | 14,536.5 | 8,001.8 | 253,797.5 | | Otras disponibilidades | 1,671,441.2 | 1,415,450.9 | 954,964.5 | 372,649.5 | 140,561.0 | 62,499.6 | 0.0 | 0.0 | 4,617,566.6 | | | | | | | | | | | | | Moneda Extranjera | 10,463,247.2 | 6,202,918.7 | 6,465,494.5 | 2,208,315.1 | 1,677,097.4 | 624,679.2 | 51,449.0 | 167,867.0 | 27,861,068.1 | | Caja | 566,356.0 | 370,077.0 | 695,033.3 | 143,966.9 | 83,729.8 | 109,597.6 | 2,174.3 | 7,762.6 | 1,978,697.5 | | Banco Central de Nicaragua | 1,357,261.2 | 157,524.5 | 913,631.0 | 288,935.0 | 569,711.5 | 81,763.0 | 38,465.7 | 0.0 | 3,407,292.0 | | Depositos e Instituciones Financieras del Pais 1\ | 0.0 | 0.0 | 0.0 | 6,380.9 | 0.0 | 5,895.0 | 10,809.0 | 160,104.4 | 183,189.3 | | Depositos en Instituciones Financieras del exterior | 5,029,748.6 | 461,369.8 | 2,397,665.5 | 470,459.2 | 439,311.2 | 83,275.5 | 0.0 | 0.0 | 8,881,829.7 | | Otras disponibilidades | 3,509,881.3 | 5,213,947.5 | 2,459,164.7 | 1,298,573.2 | 584,344.9 | 344,148.0 | 0.0 | 0.0 | 13,410,059.6 | | | | | | | | | | | | | Inversiones en valores, neto | 10,592,761.3 | 5,458,208.5 | 15,795.8 | 1,050,778.9 | 627,893.5 | 0.0 | 0.0 | 0.0 | 17,745,438.1 | | Inversiones al Valor Razonable con Cambios en Resultados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Inversiones Disponibles para la Venta | 3,621,180.3 | 2,768,296.9 | 15,795.8 | 128,089.7 | 627,893.5 | 0.0 | 0.0 | 0.0 | 7,161,256.2 | | Inversiones Mantenidas Hasta el Vencimiento | 6,971,581.0 | 2,689,911.7 | 0.0 | 922,689.2 | 0.0 | 0.0 | 0.0 | 0.0 | 10,584,181.9 | | | | | | | | | | | | | Operaciones con Reportos y Valores Derivados | 186,348.9 | 0.0 | 0.0 | 0.0 | 34,453.1 | 0.0 | 0.0 | 0.0 | 220,802.1 | | | | | | | | | | | | | Cartera de Creditos, neta | 22,222,881.5 | 22,849,119.1 | 22,274,763.5 | 9,950,811.9 | 4,386,856.5 | 2,139,583.6 | 823,384.7 | 508,443.0 | 85,155,844.0 | | Créditos vigentes | 21,861,496.7 | 22,302,291.6 | 22,284,245.8 | 9,802,556.8 | 4,344,967.4 | 2,090,610.2 | 814,115.2 | 501,291.3 | 84,001,575.0 | | Créditos prorrogados | 20,518.0 | 13,955.6 | 1,606.1 | 3,906.3 | 0.0 | 0.0 | 0.0 | 76.2 | 40,062.3 | | Créditos reestructurados | 383,734.3 | 516,587.7 | 63,354.4 | 150,204.6 | 90,149.9 | 78,777.0 | 9,471.1 | 809.6 | 1,293,088.6 | | Créditos vencidos | 93,104.7 | 56,460.4 | 104,123.4 | 46,188.6 | 83,091.2 | 27,917.1 | 7,996.8 | 4,518.7 | 423,400.8 | | Créditos en cobro judicial | 52,096.6 | 67,910.7 | 128,642.9 | 60,096.8 | 8,141.8 | 1,169.9 | 1,570.9 | 0.0 | 319,629.6 | | Intereses y Comisiones por Cobrar sobre Creditos | 317,745.2 | 338,783.2 | 211,225.1 | 101,350.1 | 52,504.2 | 41,071.7 | 16,930.1 | 13,039.9 | 1,092,649.5 | | Provisiones por incobrabilidad de cartera de creditos | -505,813.9 | -446,870.1 | -518,434.2 | -213,491.1 | -191,998.0 | -99,962.4 | -26,699.4 | -11,292.7 | -2,014,561.9 | | | | | | | | | | | | | Otras cuentas por cobrar, neto | 142,420.1 | 287,292.5 | 77,672.5 | 26,582.4 | 9,037.6 | 11,354.3 | 3,673.8 | 2,975.0 | 561,008.3 | | Bienes de uso, neto | 772,734.6 | 247,962.7 | 571,082.7 | 113,282.1 | 62,443.7 | 258,197.5 | 14,731.9 | 10,597.7 | 2,051,032.9 | | Bienes recibidos en recuperacion de creditos, neto | 21,508.1 | 102,218.7 | 6,906.3 | 10,952.1 | 843.7 | 4,306.2 | 2,383.3 | 0.0 | 149,118.4 | | Invesiones permanentes en acciones | 141,723.3 | 372,285.2 | 54,533.6 | 5,462.5 | 0.0 | 0.0 | 0.0 | 0.0 | 574,004.7 | | Otros activos neto | 96,018.0 | 515,804.5 | 32,535.7 | 100,908.7 | 66,890.6 | 66,397.7 | 40,728.7 | 8,857.3 | 928,141.1 | | Pasivo | 43,837,398.0 | 35,588,913.6 | 27,533,611.2 | 12,936,275.8 | 6,229,284.4 | 2,965,647.0 | 732,186.8 | 537,649.9 | 130,360,966.8 | | Obligaciones con el Público | 39,437,368.4 | 28,497,554.9 | 25,283,196.4 | 10,642,419.6 | 5,996,389.8 | 2,713,688.2 | 0.0 | 0.0 | 112,570,617.3 | | Moneda Nacional | 12,043,895.3 | 7,601,671.9 | 6,324,493.5 | 2,171,319.1 | 1,234,257.8 | 404,582.6 | 0.0 | 0.0 | 29,780,220.3 | | Depositos a la Vista | 5,688,075.5 | 4,259,771.6 | 3,937,829.2 | 728,353.4 | 381,758.1 | 168,401.7 | 0.0 | 0.0 | 15,164,189.6 | | Depositos de Ahorro | 5,351,218.6 | 2,800,072.6 | 1,652,862.1 | 1,270,885.9 | 213,476.3 | 201,435.5 | 0.0 | 0.0 | 11,489,951.1 | | Depositos a Plazo | 1,004,601.1 | 541,827.7 | 733,802.2 | 172,079.7 | 639,023.4 | 34,745.4 | 0.0 | 0.0 | 3,126,079.6 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | | | | Moneda Extranjera | 26,690,704.5 | 19,010,384.0 | 18,257,604.3 | 8,141,528.7 | 4,693,189.9 | 2,245,071.8 | 0.0 | 0.0 | 79,038,483.1 | | Depositos a la Vista | 8,859,548.6 | 5,974,353.5 | 6,047,270.7 | 557,051.1 | 831,213.7 | 218,830.1 | 0.0 | 0.0 | 22,488,267.6 | | Depositos de Ahorro | 11,886,131.5 | 8,253,078.8 | 7,457,362.6 | 4,247,859.9 | 1,775,772.6 | 1,010,758.2 | 0.0 | 0.0 | 34,630,963.6 | | Depositos a Plazo | 5,945,024.3 | 4,782,951.6 | 4,752,971.1 | 3,336,617.8 | 2,086,203.5 | 1,015,483.5 | 0.0 | 0.0 | 21,919,251.9 | | Otros Depósitos del Público | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | | | | Otras obligaciones | 595,744.8 | 1,801,843.6 | 593,959.2 | 248,926.4 | 30,615.1 | 36,326.7 | 0.0 | 0.0 | 3,307,415.9 | | Cargos financieros por pagar sobre obligaciones con el Público | 107,023.8 | 83,655.4 | 107,139.3 | 80,645.5 | 38,326.9 | 27,707.1 | 0.0 | 0.0 | 444,498.1 | | | | | | | | | | | | | Obligaciones con Instituciones financieras y por otros financiamientos | 3,699,394.5 | 4,913,770.5 | 1,688,004.0 | 1,872,437.6 | 0.0 | 0.0 | 690,303.0 | 500,057.6 | 13,363,967.2 | | Préstamos de la Financiera Nicaraguense de Inversiones | 142,602.7 | 94,419.9 | 139,294.6 | 102,707.5 | 0.0 | 0.0 | 0.0 | 0.0 | 479,024.7 | | Préstamos del Banco Centroaméricano de Integración Económica | 655,505.2 | 803,467.5 | 301,571.7 | 377,696.9 | 0.0 | 0.0 | 0.0 | 0.0 | 2,138,241.2 | | Préstamos de Otras Instituciones Financieras del Exterior | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 456,309.9 | 456,309.9 | | Otras Obligaciones con Instituciones Financieras y por Otros Financiamientos. | 2,901,286.7 | 4,015,883.1 | 1,247,137.7 | 1,392,033.2 | 0.0 | 0.0 | 690,303.0 | 43,747.7 | 10,290,391.3 | | | | | | | | | | | | | Obligaciones con el Banco Central de Nicaragua | 163,854.8 | 80,335.4 | 0.0 | 112,864.3 | 0.0 | 33,226.7 | 0.0 | 0.0 | 390,281.3 | | Operaciones con Reportos y Valores Derivados | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Otras cuentas por pagar | 103,257.4 | 842,131.6 | 150,879.6 | 35,171.9 | 48,024.6 | 34,950.2 | 8,745.3 | 13,701.1 | 1,236,861.7 | | Otros pasivos y provisiones | 362,861.9 | 407,461.5 | 411,531.2 | 138,606.3 | 184,870.0 | 61,774.3 | 33,138.5 | 23,891.2 | 1,624,134.9 | | Obligaciones subordinadas | 70,661.1 | 847,659.7 | 0.0 | 134,776.1 | 0.0 | 122,007.4 | 0.0 | 0.0 | 1,175,104.4 | | Impuestos diferidos | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Reservas para obligaciones laborales al retiro | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Patrimonio | 4,034,293.7 | 3,564,001.4 | 3,995,639.6 | 1,392,813.0 | 970,766.6 | 351,426.5 | 223,778.8 | 178,946.1 | 14,711,665.7 | | Capital social pagado | 1,802,500.0 | 1,627,100.0 | 2,677,100.0 | 760,000.0 | 270,000.0 | 779,880.4 | 223,815.0 | 170,340.0 | 8,310,735.4 | | Capital donado | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Aportes patrimoniales no capitalizables | 0.0 | 0.6 | 0.0 | 0.0 | 0.0 | 0.2 | 0.0 | 0.0 | 0.8 | | Obligaciones convertibles en capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Ajustes al patrimonio | -4.7 | 6,533.0 | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7,328.3 | | Reservas patrimoniales | 694,119.6 | 547,844.0 | 775,291.7 | 241,102.0 | 244,392.6 | 33,891.0 | 4,970.5 | 882.9 | 2,542,494.4 | | Resultados acumulados de ejercicios anteriores | 1,345,971.7 | 1,158,166.5 | 304,757.5 | 327,021.3 | 431,060.0 | -454,300.8 | -12,858.7 | 4,465.5 | 3,104,282.9 | | Resultados del Periodo | 191,707.1 | 224,357.4 | 237,690.4 | 64,689.7 | 25,314.0 | -8,044.3 | 7,851.9 | 3,257.7 | 746,823.8 | | Cuentas contingentes | 9,748,952.9 | 9,428,133.5 | 7,440,997.3 | 657,603.3 | 4,391,275.2 | 10,465.4 | 0.0 | 0.0 | 31,677,427.5 | | Cuentas de orden | 52,243,827.3 | 29,727,488.1 | 189,553,439.3 | 26,299,736.5 | 7,915,070.2 | 7,962,528.9 | 1,951,045.1 | 846,315.8 | 316,499,451.1 |
| | La informacion de este Estado Financiero no ha sido auditada | | TIPO DE CAMBIO OFICIAL AL 31 DE MARZO DE 2013 C$ 24.4175 X US$ 1.00 | | TIPO DE CAMBIO OFICIAL AL 31 DE MARZO DE 2014 C$ 25.6384 X US$ 1.00 | | 1\ Se incorporo en Disponibilidades M.E la cuenta “Depósitos en Instituciones Financieras del País” |
|
|
